Montreal Quebec Canadian Telemarketing Operations Linked to Francois Egberongbe

In the Court of Common Pleas, Franklin County, Ohio

Case Number08-CVH 05-7233

State of Ohio, Richard Cordray, Attorney General of Ohio vs. 6450903 Canada Inc., et al

Judgement of $241,629 obtained August 3, 2009 for deceptively inducing Ohio consumers to purchase account protection and/or identity theft protection for $299. Calls occurred in 2006 and 2007.

Calls made to vulnerable elderly consumers who had previously been victimized by telemarketing fraud. Most victims were on the National Do Not Call List. Case investigator Ariane Wetzig.

On at least one occasion callers claimed to have recovered stolen funds ($950) but needed fees to process recovery. ($295)

Capital Payment Systems LLC acted as third party payment processor for defendants. Under subpoena, CPS provided a partial list of some of the victims, but others were discovered through other means.

Capital Payment Systems LLC was subsequently sued in May 2008 by the State of Ohio along with BANCTECH PROCESSORS, INC., ELECTRONIC CHECK CORPORATION, BRUCE C. WOODS, ALI NAKHAI.

The payment processor Capital Payment Systems LLC was accused of dealing primarily with telemarketing fraud operations as their key business model.

ALI NAKHAI, 11199 Av De Bois-De-Boulogne Montreal, Quebec H3M 2X2

Home address of Francois Egberongbe listed as 8457 Newman Boulevard, Lasalle, Quebec, H8N 0A2.

Business address for Bank Safe / Privacy Management as 1312, SAINTE-CATHERINE OUEST, Bureau 200, Montreal, Quebec H3B 1T6 (1312 St. Catherine St. W., Suite 200, Montreal, PQ, H3B 1T6)

(514) 392-0242 1312 Rue Sainte-Catherine O Montréal, QC. (number now used by unrelated Interdoc as fax)

Consumer sites (circa 2009) indicate that this company or one of its DBA's such as Blue Yellow Book is allegedly calling businesses from 716-566-9598 and saying that the businesses:

have been advertising on bizadvertising.com.
owe around $719 for 12 months of their services.
owe money for yellow pages advertising.
will be sent an invoice and put into a collection agency if they don't pay.

Reports also indicate that this company utilizes affiliated companies purporting to be licensed collection agencies in order to lend an aura of credibility to their enforcement efforts. (ie. One person in a boiler room calls claiming you have a debt and then the person next to them calls you later and pretends to be a debt collector with the ability to affect your credit rating.)

yellowbluebook.com

bizadvertising.com - some pages at http://web.archive.org/web/*/http://bizadvertising.com

nationwidemarketingbureau.com - scant info from 2003-2005 at http://web.archive.org/web/*/http://nationwidemarketingbureau.com

Some text from site:

Of several of our services, we are a Nationwide Clearinghouse. Which include processing of orders for online stores, call centers, telemarketing rooms, etc. We let you take care ofyour sales while we handle the back end work. The fulfillment of orders, such as sourcing of inventory and shipping. To handling of customer service with our dedicated and trained staff.

1-888-822-0022 (no current use of number)

WWW.NATIONWIDEMARKETINGBUREAU.COM

MATRICULE:2261159174 NOM: EGBERONGBE, FRANÇOIS

IMMATRICULATION: 2002-11-20
MAJ ÉTAT INFO : 2005-09-23
STATUT IMMATR : RO RADIÉ D'OFFICE 2005-09-23
TRANCHES EMPLOYÉ: ENTRE 6 ET 10

ADRESSE DOMICILE: 8490, JEAN BRILLON, APP B 605, LASALLE QC, H8N 2P7

ACTIVITÉS ÉCONOMIQUES - 7798 TÉLÉMARKETING

MARKETING NATIONWIDE BUREAU
315, BOULEVARD BRUNSWICK, APP 250, POINTE-CLAIRE, QC, H9R5M7

DATE DE DÉBUT UTIL NOM: 2002-11-20 DATE DÉBUT: 2002-11-20
DATE DE FIN UTIL NOM : 2005-09-23 DATE FIN : 2005-09-23

7798 TÉLÉMARKETING

TYPE DOCUMENTS DATE CAST IMAGE

62 RADIATION D'OFFICE 2005-09-23 6438 44 023
81 AVIS DE DÉFAUT (art. 29) 2004-10-06 6043 100 037
81 AVIS DE DÉFAUT (art. 29) 2003-10-02 5658 48 002
94 DÉCLARATION D'IMMATRICULATION 2002-11-20 5370 15 001

Other names

DATE MAJ INDEX DES NOMS: 2005-09-23

MARKETING NATIONWIDE BUREAU 2002-11-20 2005-09-23

NATIONWIDE MARKETING BUREAU 2002-11-20 2005-09-23

THE COMPANY MENTIONED ABOVE HAS BEEN "CANCELLED" SINCE 05. BUT AT THE BBB YOU CAN STILL FIND INFO ON THEM. YOU ALSO HAVE INFO ON YELLOWBLUEBOOK. YOU SHOULD VIEW IT. THE BBB HAS THREE ADDRESS FOR THEM ONE IN FLORIDA, ONE IN UPSTAET NEW YORK AND ONE IN PLATTSBURG. ALL ARE MAIL BOXS.

WWW.YELLOWBLUEMEDIA.COM

MATRICULE: 1165553109 NOM: 7051620 CANADA INC.

IMMATRICULATION : 2008-11-28
FORMATION : 2008-09-26 CONSTITUTION
LOCALITÉ : QUÉBEC

DERN DÉCL ANNL: DEMANDE DISS/LIQ EN COURS: NON
MAJ ÉTAT INFO : 2008-11-28 TRANCHE EMPLOYÉS: ENTRE 1 ET 5
STATUT IMMATR: IM IMMATRICULÉ 2008-11-28

ADRESSE DOMICILE: 1312, SAINTE-CATHERINE OUEST, BUR. 200, MONTRÉAL (QUÉBEC) H3G 1P6

7798 MARKETING ET CONSULTATION

ADRESSE POSTALE
DESTINATAIRE: MELVIN KRONISH

ADRESSE: 5050, RUE DE SOREL, BUREAU 107, MONTRÉAL (QUÉBEC) H4P 1G5

EGBERONGBE, FRANÇOIS ADMINISTRATEUR

1312, SAINTE-CATHERINE OUEST, APP. 200, MONTRÉAL (QUÉBEC) H3G 1P6

NOMS DE L'ASSUJETTI

DATE MAJ INDEX DES NOMS: 2008-11-28

NOM DE L'ASSUJETTI DATE DÉBUT DATE FIN STATUT

7051620 CANADA INC. 2008-09-26

DÉCLARATION D'IMMATRICULATION 2008-11-28 7839 9 040

AUTRES NOMS - Other names.

BLUE YELLOW MEDIA 2008-11-28

MÉDIA BLEU JAUNE 2008-11-28

blueyellowbook.com

877-658-4699. Their address is 20533 Biscayne, Blvd Suit #635, Aventura, Fl 33180

Blue Yellow Book is owned by a man called Francois Egberongbe.

MATRICULE: 1163283857 NOM: 6450903 CANADA INC

FORMATION: 2005-09-20

TRANCHE EMPLOYÉS: ENTRE 1 ET 5

1312, SAINTE-CATHERINE OUEST, BUREAU 200,MONTRÉAL (QUÉBEC)H3B 1T6

5744 VENTE D'ORDINATEUR

DESTINATAIRE: MELVIN KRONISH
EGBERONGBE, FRANÇOIS ADMINISTRATEUR

1312, SAINTE-CATHERINE OUEST, APP. 200, MONTRÉAL (QUÉBEC) H3B 1T6

NOM DE L'ASSUJETTI

6450903 CANADA INC. 2005-09-20

81 AVIS DE DÉFAUT (art. 29) 2009-07-06 0 000
81 AVIS DE DÉFAUT (art. 29) 2008-07-08 7691 61 004
81 AVIS DE DÉFAUT (art. 29) 2008-07-02 7688 52 024
19 DÉCLARATION MODIFICATIVE 2008-03-27 7551 28 047
94 DÉCLARATION D'IMMATRICULATION 2005-10-13 6451 22 017

AUTRES NOMS - Other names

BLUE YELLOW BOOK2008-03-27

GESTION PRIVÉE2008-03-27

LIVRE JAUNE BLEU2008-03-27

P.C. STABLE2005-10-13

PRIVACY MANAGEMENT2008-03-27

SERVICE DE SÉCURITÉ UNITED2008-03-27

UNITED SECURE SERVICES2008-03-27

MATRICULE: 1162639083 NOM: 4183789 CANADA INC.

FORMATION : 2003-10-07

DERN DÉCL ANNL: 2006-02-03 2005 DEMANDE DISS/LIQ EN COURS: NON
MAJ ÉTAT INFO: 2006-02-03 TRAN

1312, RUE SAINTE-CATHERINE OUEST, BUREAU 200, MONTRÉAL, PQ, H3B 1T6

4839 CENTRE D'APPEL

DESTINATAIRE: MELVIN S. KRONISH

ADRESSE: 5050, RUE DE SOREL, BUREAU 107, MONTRÉAL (QUÉBEC) H4P 1G5

EGBERONGBE, FRANÇOIS ADMINISTRATEUR

1470, RUE PEEL, APP 580, POINTE-CLAIRE (QUÉBEC) H3A 1T1

NOM DE L'ASSUJETTI

4183789 CANADA INC.2003-10-07

81 AVIS DE DÉFAUT (art. 29) 2009-04-07
81 AVIS DE DÉFAUT (art. 29) 2008-11-14
81 AVIS DE DÉFAUT (art. 29) 2008-09-08
105 DÉCLARATION ANNUELLE 2005 2006-02-03
94 DÉCLARATION D'IMMATRICULATION 2004-11-30

Other names

GROUPE D'AVANTAGES DE GESTION 2004-11-30
D'INTIMITE

NATIONS 1ST MEMBERSHIP GROUP 2004-11-30

PREMIER GROUPE D'ADHÉSION DE NATIONS 2004-11-30

PRIVACY MANAGEMENT BENEFITS GROUP 2004-11-30

http://www.restitutionpayment.com/PDFs/ListofTelemarketers.pdf

Privacy Management Membership Group and Nations 1st Membership Group and possibly related names of Nations First Benefits Group and Nations First Card and Nations First Financial all listed in payment processor case related to YMA.

Federal Trade Commission, State of Illinois, State of Iowa, State of Nevada, State of North Carolina, State of North Dakota, State of Ohio, and State of Vermont, Plaintiffs, v. Your Money Access, LLC, et. al., Defendants
(United States District Court Eastern District of Pennsylvania) FTC File No.: 052-3122

Named as defendants in the December 2007 joint FTC complaint are Your Money Access, LLC d/b/a Netchex Corp., Universal Payment Solutions, Check Recovery Systems, Nterglobal Payment Solutions, Subscription Services, Ltd.; YMA Company, LLC, Derrelle Janey, and Tarzenea Dixon. The complaint charges them with violating Section 5 of the FTC Act by unfairly processing debit transactions to consumers’ bank accounts, and violating the Telemarketing Sales Rule by providing substantial assistance or support to sellers or telemarketers who they knew, or consciously avoided knowing, were violating the TSR.

Between June 23, 2004 and March 31, 2006, the defendants processed more than $200 million in debits and attempted debits to consumers’ bank accounts, the complaint alleges, and more than $69 million of the attempted debits were returned or rejected by consumers or their banks for various reasons, indicating the lack of consumer authorization. In many instances, after the defendants debited accounts, the merchants failed to deliver the promised products or services, or sent consumers relatively worthless items.

Discussion regarding Your Money Access civil complaint.

BANKSAFE USA DOES EXIST OR DID, BUT THE ONLY PLACE IS WAS REGISTERED IS IN HOBOCKEN NEW JERSEY TO A MAN CALLED MICHEAL VEYNBERG. VEYBERG. AT THE NEW JERSEY STATED BUSNESS GATEWAY SERVICES IS THIS:

PAYSTREAM USA LLC
0600295383

INCORPORATED
MICHEAL VEYBERG
50 HARRISON STREET, SUIT 309
HOBOCKEN, NEW JERSEY 07030

NAMES USED:

BANKSAFE USA
PHARMADIRECT

THE MAN WHO ANSWERS MOST OF THE rebuttal POSTS IS CALLED ARI TIETOLMAN. HE OWNS THREE COMPANY IN MONTREAL.

HERE THEY ARE:

MATRICULE: 1163698765 NOM: SOLUTIONS DE PAIEMENT PAYSTREAM INC.

IMMATRICULATION : 2006-05-04
FORMATION : 2006-04-28 CONSTITUTION
LOCALITÉ : QUÉBEC

DERN DÉCL ANNL: DEMANDE DISS/LIQ EN COURS: NON
MAJ ÉTAT INFO : 2007-01-25 TRANCHE EMPLOYÉS: ENTRE 1 ET 5
CESSATION PRÉVUE: CONTINUAT: TRANSFORM:
STATUT IMMATR : IM IMMATRICULÉ 2006-05-04

ADRESSE DOMICILE:

BUREAU M-1, 204, NOTRE-DAME OUEST, MONTRÉAL (QUÉBEC) H2Y 1T3
Box M-1, 204 Notre Dame St. W., Montreal, PQ

7129 SERVICES FINANCIERS

ADRESSE POSTALE

DESTINATAIRE : MELVIN KRONISH

ADRESSE : 5050, RUE DE SOREL, BUREAU 107, MONTRÉAL (QUÉBEC) H4P 1G5

TIETOLMAN, ARI ADMINISTRATEUR

1980, RUE SHERBROOKE OUEST, APP. 600, MONTRÉAL (QUÉBEC) H3H 1E8

SIMS, MATTHEW KENT ADMINISTRATEUR

1980, RUE SHERBROOKE OUEST, APP. 600, MONTRÉAL (QUÉBEC) H3H 1E8

1980 Sherbrooke St. West, Apt. 600, Montreal, PQ H3H 1E8

NOMS DE L'ASSUJETTI

SOLUTIONS DE PAIEMENT PAYSTREAM INC. 2006-04-28

PAYSTREAM PAYMENT SOLUTIONS INC.

81 AVIS DE DÉFAUT (art. 29) 2009-04-29 8001 65 008
81 AVIS DE DÉFAUT (art. 29) 2008-03-13 7517 17 032
19 DÉCLARATION MODIFICATIVE 2007-01-25 7099 40 015
40 DÉCLARATION INITIALE 2006-05-18 6788 34 033
30 CONSTITUTION 2006-05-04 6766 4 012
17 DOCUMENTS ADMINISTRATIFS 2006-05-04 6779 2 033

THIS COMPANY WAS MENTIONED IN ALL THE BANKSAFE REPORTS. WHAT'S INTERESTING IS THAT MELVIN KRONISH ALSO INCORPORATED THIS COMPANY. FURTHERMORE THEY RENTED OFFICES IN A BUILDING OWNED BY:

Maudstairs Holdings Inc. - [ Translate this page ]The initial companies within Maustairs were Seabridge International which is the ... Maudstairs Holdings Inc./ Placements Maudstairs Inc est une société ...
maudstairs.com/ - Cached - Similar

MAUSTAIRS IS OWNED BY A MAN CALLED JOHN SIMS. IT IS SOME KIND OF A SHIPPING COMPANY. JOHN SIMS HAS THE SAME FAMILLY NAME AS MATHEW KENT SIMS. FURTHERMORE JOHN SIMS OWNS A SHIPPING COMPANY IN HOBOCKEN NEW JERSEY WITH MICHAEL VEYNBERG. AT THE ADDRESS MENTIONED ABOVE.

COMPANY NAME:

USCA-Seabell : Contact Info USCA-SeaBell, Inc. Headquarters: 50 Harrison Street, Suite 309. Hoboken, NJ 07030 phone: 201.239.5770 fax: 201.239.5771 email: info@usca-seabell.com ...
usca-seabell.com/contact.html - Cached - Similar

==

HERE ARE TWO OTHER COMPANIES ARI TIETOLMAN OWNS:

MATRICULE: 1164047236 NOM: MADICOM INC.

IMMATRICULATION : 2006-10-31
FORMATION : 2006-10-26 CONSTITUTION
LOCALITÉ : QUÉBEC

DERN DÉCL ANNL: 2009-06-17 2008 DEMANDE DISS/LIQ EN COURS: NON
MAJ ÉTAT INFO : 2009-06-17 TRANCHE EMPLOYÉS: ENTRE 1 ET 5
STATUT IMMATR : IM IMMATRICULÉ 2006-10-31

ADRESSE: 5775 CAVENDISH, BUREAU 415, CÔTE-SAINT-LUC (QUÉBEC),H4W 3L9

7798 ADVERTISING AND MARKETING

ADRESSE POSTALE

DESTINATAIRE : MELVIN KRONISH

ADRESSE : 5050, RUE DE SOREL, BUREAU 107, MONTRÉAL (QUÉBEC) H4P 1G5

TIETOLMAN, ARI (Ari Tietolman) ADMINISTRATEUR

4855, CÔTE SAINT-LUC, APPARTEMENT 303, MONTRÉAL (QUÉBEC) H3W 2H5

SHANE, AMANDA (Amanda Shane) ADMINISTRATEUR

4855, CÔTE SAINT-LUC, APPARTEMENT 303, MONTRÉAL (QUÉBEC) H3W 2H5

NOMS DE L'ASSUJETTI

MADICOM INC. 2006-10-26

108 DÉCLARATION ANNUELLE 2008 2009-06-17 7467 34 003
107 DÉCLARATION ANNUELLE 2007 2009-06-17 7467 34 002
19 DÉCLARATION MODIFICATIVE 2008-09-17 7728 17 032
19 DÉCLARATION MODIFICATIVE 2008-06-13 7639 9 016
19 DÉCLARATION MODIFICATIVE 2008-06-06 7638 6 041
19 DÉCLARATION MODIFICATIVE 2007-06-07 7451 1 020
40 DÉCLARATION INITIALE 2006-11-22 6896 40 024
30 CONSTITUTION 2006-10-31 6882 2 012
17 DOCUMENTS ADMINISTRATIFS 2006-10-31 6912 6 049

AUTRES NOMS - Other names

COMMUNICATIONS SPEECHLESS 2008-09-17

PREVENTION PUBLICATIONS 2007-06-07

PROJECT PRIDE PUBLICATIONS 2007-06-07

PROTEXT SERVICES 2008-06-13

PUBLICATION PROJET DE FIÈRTÉ 2007-06-07

PUBLICATIONS DE PRÉVENTION 2007-06-07

SECURE ACCOUNT SERVICES 2008-06-06

SERVICES DE COMPTE SECURE 2008-06-06

SERVICES PROTEXT 2008-06-13

SPEECHLESS COMMUNICATIONS 2008-09-17

TELEPROTECT 2008-09-17

MADICOM OWNS:

SECURE ACCOUTN SERVICES
SECUREACCOUTNSERVICES.COM

TELPROTECT
TELEPROTECT.US

PROTEXT
MYPROTEXT.NET

THE TWO FIRST COMPANIES OFFER IDENTITY THEFT SERVICES. THEY ARE REGISTERED IN THE USA TO LLOYD R. FERRY YOU CAN FIND THEM AT THE BBB.

Detail by Entity Name
Florida Limited Liability Company
SECURE ACCOUNT SERVICES, LLC
Filing Information
Document Number L06000051379
FEI/EIN Number 204969102
Date Filed 05/18/2006
State FL
Status ACTIVE

Principal Address
8419 FENWICK AVE.
TAMPA FL 33647

Registered Agent Name & Address
FERRY, LLOYD R (Lloyd R. Ferry)
8419 FENWICK AVE.
TAMPA FL 33647

Manager/Member Detail
Name & Address
Title MGRM
FERRY, LLOYD R
8419 FENWICK AVE.
TAMPA FL 33647

FERRY IS ALSO ASSOCIATED WITH:

PHARMADIRECT

Fictitious Name Detail
Fictitious Name
PHARMADIRECT

Filing Information
Document Number G07158900022
Status ACTIVE
Filed Date 06/07/2007
Expiration Date 12/31/2012
Current Owners 1
County HILLSBOROUGH
Total Pages 1
Events Filed NONE
FEI/EIN Number NONE

Owner Information
SECURE ACCOUNT SERVICES,LLC
8419 FENWICK AVE
TAMPA, FL 33647
FEI/EIN Number: 20-4969102
Document Number: L06000051379

FERRY HAS A HOUSE IN PENNSYLVANIA WHERE HE HAS REGISTERED " TELEPROTECT". AT THE BBB IN FLORIDA YOU WILL SEE THAT SECURE ACCOUNT SERVICE HAS TWO OTHER NAMES IT USE: TELEPROTECT + MYPROTEXT.

HERE IS THE THIRD COMPANY with TIETOLMAN:

MATRICULE: 1164636491 NOM: STRAIGHT PAYMENT PROCESSING INC.

IMMATRICULATION : 2007-08-27
FORMATION : 2007-03-23 CONSTITUTION
LOCALITÉ : CANADA

DERN DÉCL ANNL: DEMANDE DISS/LIQ EN COURS: NON
MAJ ÉTAT INFO : 2007-12-06 TRANCHE EMPLOYÉS: ENTRE 1 ET 5
CESSATION PRÉVUE: CONTINUAT: TRANSFORM:
STATUT IMMATR : IM IMMATRICULÉ 2007-08-27

ADRESSE DOMICILE: 5180, CHEMIN QUEEN MARY, BUR. 370, MONTRÉAL (QUÉBEC) H3W 3E7

( 5180 Queen Mary Ave. Box 370, Montreal, Quebec H3W 3E7 mail drop now showing as for Central Art Service Inc (514) 485-1919 no other listings )

7798 MARKETTING
7799 SERVICES DE VÉRIFICATION ET COLLECTION

TIETOLMAN, ARI ADMINISTRATEUR

4855, CÔTE ST-LUC, APP. 303, MONTRÉAL (QUÉBEC) H3W 2H5

4530, CÔTE DES NEIGES, APP. 210, MONTRÉAL (QUÉBEC) H3V 1G1

NOMS DE L'ASSUJETTI

STRAIGHT PAYMENT PROCESSING INC. 2007-08-27

PROCESSUS DE PAIEMENT DIRECT INC.
5180, CHEMIN QUEEN MARY, BUR. 370, MONTRÉAL (QUÉBEC) H3W3W7 (incorrect postal code, should be H3W 3E7)

7798 MARKETTING
7799 SERVICES DE VÉRIFICATION ET COLLECTION

TYPE DOCUMENTS DATE CAST IMAGE

81 AVIS DE DÉFAUT (art. 29) 2009-02-12 7904 104 020
19 DÉCLARATION MODIFICATIVE 2007-12-06 7330 17 050
19 DÉCLARATION MODIFICATIVE 2007-11-21 7372 26 021
94 DÉCLARATION D'IMMATRICULATION 2007-08-27 7111 46 034

AUTRES NOMS - Other names

PHARMA DIRECT RX 2007-11-21

PHARMA DIRECTE RX 2007-11-21

PROCESSUS DE PAIEMENT DIRECT INC. 2007-08-27

ONE COMPANY THAT THE SALESPEOPLE CLAIM TO BE CONNECTED WITH IS CALLED : NATIONAL RECOVERY SERVICES. (not this company, according to owner who requested that his name be removed)

MATRICULE: 2264488661

IMMATRICULATION : 2007-06-08
MAJ ÉTAT INFO : 2007-06-08
TRANCHES EMPLOYÉ: ENTRE 1 ET 5

6599 SALES OF ID THEFT PREVENTION KITS

ÉTABLISSEMENTS

SERVICE DE RECOUVREMENT NATIONAL

6599 SALES OF ID THEFT PREVENTION KITS

81 AVIS DE DÉFAUT (art. 29) 2008-10-20 7786 45 018
94 DÉCLARATION D'IMMATRICULATION 2007-06-08 7067 23 036

AUTRES NOMS - Other names

NATIONAL RECOVERY SERVICES 2007-06-08

SERVICE DE RECOUVREMENT NATIONAL 2007-06-08

Federal Trade Commission v. 9163-7710 Quebec, Inc

Guess who incorporated 9163-7710 Quebec, Inc.? : Melvin Kronish. Mr. Kronish is an lawyer from Quebec who I'm sure is a wonderful person and a shining example of his profession. Nothing legally prevents him from incorporating businesses that turn out to be less than reputable or downright criminal in nature. It's much like defending known criminals. It's his job. Someone has to do it and Mr. Kronish has shown great skill at dealing with known telemarketers and alleged boiler room operations. Hopefully it pays well to specialize since he may one day be called upon to prove that he did not knowingly aid and abet an organized criminal or consumer fraud operation.

According to the FTC's October 9, 2008 complaint, the defendants deceptively sell Internet business directory listings and Web page hosting services by phone to Spanish-speaking businesses.

The defendants allegedly tell consumers they are calling from the yellow pages or the local telephone company to verify or update business names, addresses, and telephone numbers. The call is frequently referred to as a renewal, and they typically do not mention cost. If asked, they say the cost will be "the same as last year," although the consumers have never purchased their services.

As stated in the complaint, the defendants' bills typically arrive in envelopes bearing a symbol often associated with the local telephone company's yellow pages directory - the familiar two fingers walking across a directory.

The bills come from a company called Enterprise Who's Who and typically charge $359.40 on the initial bill. Many businesses pay the bills believing they are from their local telephone company, or after being told that someone at the business agreed to the service and that the defendants have a tape of the authorization.

Consumers who question the charges are threatened with collection and bad credit. Consumers who listen to the defendants' tape hear no authorization but are still threatened with collection.

When consumers continue to refuse to pay, the defendants allegedly send letters from a purported collection agency, PCM Collections, and threaten adverse credit reports and lawsuits. In many cases, consumers pay the bills to protect their credit.

Consumers who pay often receive additional invoices for other unordered services, variously described as the balance owed for the original service, a renewal fee, or an additional Web hosting service.

The defendants continue to tell consumers they have taped authorizations. When consumers ask to cancel additional unauthorized services the company sometimes chargesthem undisclosed cancellation fees ranging from $299 to $500.

If these bills are not paid promptly, the defendants pursue collection through re-billing, threatening letters, and dunning telephone calls. If consumers complain to the Better Business Bureau, the defendants agree to stop charging those consumers, but they continue to bill and dun them.

The defendants are 9163-7710 Quebec, Inc., doing business as Enterprise Who's Who and PCM Collections, and its chief executive officer, Rodolfo Garcia Rodriguez, Jr.

9147-3108 QUÉBEC INC - Kronish registered company.

www.enterprisewhoswho.com

Enterprise Whos Who.com
4320 Wingfield Rd. #200
Warrenville, IL 60555

MATRICULE: 1163403950 NOM: 9163-7710 QUÉBEC INC.

IMMATRICULATION: 2005-12-16

ADRESSE DOMICILE: 2015, DRUMMOND, MONTRÉAL (QUÉBEC) H3G 1W7

ADRESSE POSTALE

DESTINATAIRE: MELVIN KRONISH

ADRESSE: 5050, RUE DE SOREL, BUREAU 107, MONTRÉAL (QUÉBEC), H4P 1G5

RODRIGUEZ, RUDOLFO GARCIA JR. ACTIONNAIRE
( Rudolfo Garcia Rodriguez Jr. )
1420, JACQUES-HERTEL, MONTRÉAL (QUÉBEC), H4E 1P4

RODRIGUEZ, RUDOLFO GARCIA SR. ADMINISTRATEUR
3195, RICHMOND, LONGUEUIL (QUÉBEC), J4L 3W3

Other names:

AFFAIRES HO'S WHO 2007-01-08

BUSINESS HO'S WHO 2007-01-08

FEDERAL BUSINESS SUPPLIES 2007-08-14

FEDERAL EMERGENCY RESPONSE 2007-01-08

FOURNISSEUR D'AFFAIRES FÉDÉRAL 2007-08-14

NATIONAL EMERGENCY RESPONSE 2007-03-16

PAGES JAUNE WEBSITE.COM 2008-09-04

PAGES JAUNES PUERTO RICO ONLINE.COM 2008-09-04

PAGES JAUNES THE PUERTO RICO.COM 2008-09-04

RÉPONSE D'URGENCE NATIONALE 2007-03-16

RÉPONSE FÉDÉRALE D'URGENCE2007-01-08

THE PUERTO RICO YELLOW PAGES.COM 2008-09-04

YELLOW PAGES PUERTO RICO ONLINE.COM 2008-09-04

YELLOW PAGES WEBSITE.COM 2008-09-04

MATRICULE: 1165107617 NOM: 9195-8298 QUÉBEC INC.

IMMATRICULATION : 2008-04-15

ADRESSE DOMICILE: 2015, DRUMMOND, MONTRÉAL (QUÉBEC) H3G 1W7

7798 MARKETING

ADRESSE POSTAL: MELVIN KRONISH
5050, RUE DE SOREL, BUREAU 107, MONTRÉAL (QUÉBEC) H4P 1G5

NORTHERN HEIGHTS ADMINISTRATIVE SERVICES INC.
204, SAINT-RAPHAËL, L'ÎLE-BIZARD (QUÉBEC) H9E 1R9

RODRIGUEZ, YANNIZ GARCIA ADMINISTRATEUR
( Yanniz Garcia Rodriguez )
2015, RUE DRUMMOND, APPARTEMENT 802, MONTRÉAL (QUÉBEC) H3G 1W7
2015 Drummond St. Apt. 802, Montreal PQ H3G 1W7

Other names:

PAGES JAUNE WEBSITE.COM 2008-09-03 2008-09-04

PAGES JAUNES PHEPUERTO RICO.COM 2008-09-03 2008-09-04

PAGES JAUNES PUERTO RICO ONLINE.COM 2008-09-03 2008-09-04

PHEPUERTO RICO YELLOW PAGES.COM 2008-09-03 2008-09-04

YELLOW PAGES PUERTO RICO ONLINE.COM 2008-09-03 2008-09-04

YELLOW PAGES WEBSITE.COM 2008-09-03 2008-09-04

MATRICULE: 1165464349 NOM: 9202-2987 QUÉBEC INC.

IMMATRICULATION : 2008-10-14

ADRESSE DOMICILE: 380, RUE TOULOUSE, LONGUEUIL (QUÉBEC) J4L 1H8

GARCIA RODRIGUEZ, YANNIZ ADMINISTRATEUR

( Yanniz Garcia Rodriguez )

9202-2987 QUÉBEC INC.,
2015, RUE DRUMMOND, BUR. 906, MONTRÉAL (QUÉBEC) H3G1W7

9202-2987 QUÉBEC INC. 2009-03-18

FEDERAL BUSINESS SUPPLIES 2009-03-18

FOURNITURES D'AFFAIRES FÉDÉRALE 2009-03-18

PAGES JAUNES PUERTO RICO.COM 2009-03-18

PUERTO RICO YELLOW PAGES.COM 2009-03-18

SITE INTERNET PAGES JAUNES.COM 2009-03-18

YELLOW PAGES WEBSITE.COM 2009-03-18

866-996-6276

702-505-9971

3rd party collection agency (305-809-7570)

TIETOLMAN, ARI and SIMS, MATTHEW KENT

May be unrelated but used as legal support of Ohio claim.

State of Ohio v. Consumer Grants USA Inc.

Case No. 04-CVH-10-10754

Judgment against defendant in the amount of $33,288 issued December 24, 2005 (date uncertain)

Complaints filed between June 2004 and January 2005 regarding the submission of processing fees for guaranteed government grant funding. Fees ranged from $229 to $320 for purported grants ranging from $5000 to $25,000.

Scott Massa was the Consumer Protection Investigator in the case.

Other DBA's used were Ultimate Funding, Government Grants, Consumer Care Plus.

So anyone who got taken for there money by Ecosave, Paystream U.S.A., Banksafe or even with these "Government Grants" do what you need to do to bring these employers into the light. They are located at 1980 Sherbrooke Street West, Suite 830, Montreal, Quebec, Canada H3H-1E8. President Paul McKeefry 514-885-7209, Fadi Alba 514-691-5789, if I am not mistaken.

from http://www.ripoffreport.com/telemarketers/ecosave/ecosave-boiler-room-ripping-o-3a8aa.htm

ecosave, inc the bosses names are faddie, the real numbers to call 514-932-2333 or pauls # is 514-885-7209 faddies is 514-691-5789.

purported reply from Ari Tietolman gave number 800-949-4305

Article by Ari Tietilman on protext.mobi related to ProText Financial Surveillance Systems, identity theft protection.

links to myprotext-com

http://www.moneymythos.com/2007/09/19/review-of-mintcom-online-money-management/

I tried it. Very cool. Great tool to manage money and safeguard against ID Theft & Fraud, especially in todays economy. Haven’t played with the accounting features, but adding accounts seems to be easy enough (so long as they are compatible).

I would use it primarily for tracking balances, preventing overdrafts & monitoring potential fraud on accounts. Too bad it does not work in Canada, but the again, there is always PROTEXT!!!

If you bank in Canada, you should check it out…

MYPROTEXT-COM

By Ari Tietolman on 04.22.09 12:23 am

1 866 957-TEXT 866-957-8398

Dave Tyler - Website Administrator

ari-tietolman.com registered on March 17, 2008

12 Dec 2006 ... My name is Ari Tietolman, I am the president of Paystream USA and director of the BANKSAFE program. I would like to offer resolution to your ...
www.ripoffreport.com/.../banksafe-paystream-cps-the-a5we9.htm

Linkedin shows that name at Speechless Media in 2010.

Crimes of Persuasionon