In the Court of Common Pleas, Franklin County, Ohio
Case Number08-CVH 05-7233
State of Ohio, Richard Cordray, Attorney General of Ohio vs. 6450903 Canada Inc., et al
Judgement of $241,629 obtained August 3, 2009 for deceptively inducing Ohio consumers to purchase account protection and/or identity theft protection for $299. Calls occurred in 2006 and 2007.
Calls made to vulnerable elderly consumers who had previously been victimized by telemarketing fraud. Most victims were on the National Do Not Call List. Case investigator Ariane Wetzig.
On at least one occasion callers claimed to have recovered stolen funds ($950) but needed fees to process recovery. ($295)
Capital Payment Systems LLC acted as third party payment processor for defendants. Under subpoena, CPS provided a partial list of some of the victims, but others were discovered through other means.
ALI NAKHAI, 11199 Av De Bois-De-Boulogne Montreal, Quebec H3M 2X2
Home address of Francois Egberongbe listed as 8457 Newman Boulevard, Lasalle, Quebec, H8N 0A2.
Business address for Bank Safe / Privacy Management as 1312, SAINTE-CATHERINE OUEST, Bureau 200, Montreal, Quebec H3B 1T6 (1312 St. Catherine St. W., Suite 200, Montreal, PQ, H3B 1T6)
(514) 392-0242 1312 Rue Sainte-Catherine O Montréal, QC. (number now used by unrelated Interdoc as fax)
Consumer sites (circa 2009) indicate that this company or one of its DBA's such as Blue Yellow Book is allegedly calling businesses from 716-566-9598 and saying that the businesses:
Reports also indicate that this company utilizes affiliated companies purporting to be licensed collection agencies in order to lend an aura of credibility to their enforcement efforts. (ie. One person in a boiler room calls claiming you have a debt and then the person next to them calls you later and pretends to be a debt collector with the ability to affect your credit rating.)
bizadvertising.com - some pages at http://web.archive.org/web/*/http://bizadvertising.com
nationwidemarketingbureau.com - scant info from 2003-2005 at http://web.archive.org/web/*/http://nationwidemarketingbureau.com
Some text from site:
Of several of our services, we are a Nationwide Clearinghouse. Which include processing of orders for online stores, call centers, telemarketing rooms, etc. We let you take care ofyour sales while we handle the back end work. The fulfillment of orders, such as sourcing of inventory and shipping. To handling of customer service with our dedicated and trained staff.
1-888-822-0022 (no current use of number)
DATE DE DÉBUT UTIL NOM: 2002-11-20 DATE DÉBUT: 2002-11-20
DATE MAJ INDEX DES NOMS: 2005-09-23
THE COMPANY MENTIONED ABOVE HAS BEEN "CANCELLED" SINCE 05. BUT AT THE BBB YOU CAN STILL FIND INFO ON THEM. YOU ALSO HAVE INFO ON YELLOWBLUEBOOK. YOU SHOULD VIEW IT. THE BBB HAS THREE ADDRESS FOR THEM ONE IN FLORIDA, ONE IN UPSTAET NEW YORK AND ONE IN PLATTSBURG. ALL ARE MAIL BOXS.
NOM DE L'ASSUJETTI DATE DÉBUT DATE FIN STATUT
877-658-4699. Their address is 20533 Biscayne, Blvd Suit #635, Aventura, Fl 33180
Blue Yellow Book is owned by a man called Francois Egberongbe.
6450903 CANADA INC. 2005-09-20
MATRICULE: 1162639083 NOM: 4183789 CANADA INC.
4183789 CANADA INC.2003-10-07
Privacy Management Membership Group and Nations 1st Membership Group and possibly related names of Nations First Benefits Group and Nations First Card and Nations First Financial all listed in payment processor case related to YMA.
Federal Trade Commission, State of Illinois, State of Iowa, State of Nevada, State of North Carolina, State of North Dakota, State of Ohio, and State of Vermont, Plaintiffs, v. Your Money Access, LLC, et. al., Defendants
Named as defendants in the December 2007 joint FTC complaint are Your Money Access, LLC d/b/a Netchex Corp., Universal Payment Solutions, Check Recovery Systems, Nterglobal Payment Solutions, Subscription Services, Ltd.; YMA Company, LLC, Derrelle Janey, and Tarzenea Dixon. The complaint charges them with violating Section 5 of the FTC Act by unfairly processing debit transactions to consumers’ bank accounts, and violating the Telemarketing Sales Rule by providing substantial assistance or support to sellers or telemarketers who they knew, or consciously avoided knowing, were violating the TSR.
Between June 23, 2004 and March 31, 2006, the defendants processed more than $200 million in debits and attempted debits to consumers’ bank accounts, the complaint alleges, and more than $69 million of the attempted debits were returned or rejected by consumers or their banks for various reasons, indicating the lack of consumer authorization. In many instances, after the defendants debited accounts, the merchants failed to deliver the promised products or services, or sent consumers relatively worthless items.
BANKSAFE USA DOES EXIST OR DID, BUT THE ONLY PLACE IS WAS REGISTERED IS IN HOBOCKEN NEW JERSEY TO A MAN CALLED MICHEAL VEYNBERG. VEYBERG.
AT THE NEW JERSEY STATED BUSNESS GATEWAY SERVICES IS THIS:
THE MAN WHO ANSWERS MOST OF THE rebuttal POSTS IS CALLED ARI TIETOLMAN. HE OWNS THREE COMPANY IN MONTREAL.
BUREAU M-1, 204, NOTRE-DAME OUEST, MONTRÉAL (QUÉBEC) H2Y 1T3
DESTINATAIRE : MELVIN KRONISH
1980 Sherbrooke St. West, Apt. 600, Montreal, PQ H3H 1E8
THIS COMPANY WAS MENTIONED IN ALL THE BANKSAFE REPORTS. WHAT'S INTERESTING IS THAT MELVIN KRONISH ALSO INCORPORATED THIS COMPANY. FURTHERMORE THEY RENTED OFFICES IN A BUILDING OWNED BY:
PUBLICATIONS DE PRÉVENTION 2007-06-07
HERE IS THE THIRD COMPANY with TIETOLMAN:
( 5180 Queen Mary Ave. Box 370, Montreal, Quebec H3W 3E7 mail drop now showing as for Central Art Service Inc (514) 485-1919 no other listings )
ONE COMPANY THAT THE SALESPEOPLE CLAIM TO BE CONNECTED WITH IS CALLED : NATIONAL RECOVERY SERVICES. (not this company, according to owner who requested that his name be removed)
6599 SALES OF ID THEFT PREVENTION KITS
Federal Trade Commission v. 9163-7710 Quebec, Inc
Guess who incorporated 9163-7710 Quebec, Inc.? : Melvin Kronish. Mr. Kronish is an lawyer from Quebec who I'm sure is a wonderful person and a shining example of his profession. Nothing legally prevents him from incorporating businesses that turn out to be less than reputable or downright criminal in nature. It's much like defending known criminals. It's his job. Someone has to do it and Mr. Kronish has shown great skill at dealing with known telemarketers and alleged boiler room operations. Hopefully it pays well to specialize since he may one day be called upon to prove that he did not knowingly aid and abet an organized criminal or consumer fraud operation.
According to the FTC's October 9, 2008 complaint, the defendants deceptively sell Internet business directory listings and Web page hosting services by phone to Spanish-speaking businesses.
The defendants allegedly tell consumers they are calling from the yellow pages or the local telephone company to verify or update business names, addresses, and telephone numbers. The call is frequently referred to as a renewal, and they typically do not mention cost. If asked, they say the cost will be "the same as last year," although the consumers have never purchased their services.
As stated in the complaint, the defendants' bills typically arrive in envelopes bearing a symbol often associated with the local telephone company's yellow pages directory - the familiar two fingers walking across a directory.
The bills come from a company called Enterprise Who's Who and typically charge $359.40 on the initial bill. Many businesses pay the bills believing they are from their local telephone company, or after being told that someone at the business agreed to the service and that the defendants have a tape of the authorization.
Consumers who question the charges are threatened with collection and bad credit. Consumers who listen to the defendants' tape hear no authorization but are still threatened with collection.
When consumers continue to refuse to pay, the defendants allegedly send letters from a purported collection agency, PCM Collections, and threaten adverse credit reports and lawsuits. In many cases, consumers pay the bills to protect their credit.
Consumers who pay often receive additional invoices for other unordered services, variously described as the balance owed for the original service, a renewal fee, or an additional Web hosting service.
The defendants continue to tell consumers they have taped authorizations. When consumers ask to cancel additional unauthorized services the company sometimes chargesthem undisclosed cancellation fees ranging from $299 to $500.
If these bills are not paid promptly, the defendants pursue collection through re-billing, threatening letters, and dunning telephone calls. If consumers complain to the Better Business Bureau, the defendants agree to stop charging those consumers, but they continue to bill and dun them.
The defendants are 9163-7710 Quebec, Inc., doing business as Enterprise Who's Who and PCM Collections, and its chief executive officer, Rodolfo Garcia Rodriguez, Jr.
9147-3108 QUÉBEC INC - Kronish registered company.
Enterprise Whos Who.com
MATRICULE: 1163403950 NOM: 9163-7710 QUÉBEC INC.
ADRESSE DOMICILE: 2015, DRUMMOND, MONTRÉAL (QUÉBEC) H3G 1W7
AFFAIRES HO'S WHO 2007-01-08
YELLOW PAGES PUERTO RICO ONLINE.COM 2008-09-04
MATRICULE: 1165107617 NOM: 9195-8298 QUÉBEC INC.
IMMATRICULATION : 2008-04-15
ADRESSE DOMICILE: 2015, DRUMMOND, MONTRÉAL (QUÉBEC) H3G 1W7
ADRESSE POSTAL: MELVIN KRONISH
NORTHERN HEIGHTS ADMINISTRATIVE
PAGES JAUNE WEBSITE.COM 2008-09-03 2008-09-04
MATRICULE: 1165464349 NOM: 9202-2987 QUÉBEC INC.
IMMATRICULATION : 2008-10-14
ADRESSE DOMICILE: 380, RUE TOULOUSE, LONGUEUIL (QUÉBEC) J4L 1H8
GARCIA RODRIGUEZ, YANNIZ ADMINISTRATEUR
( Yanniz Garcia Rodriguez )
9202-2987 QUÉBEC INC.,
9202-2987 QUÉBEC INC. 2009-03-18
3rd party collection agency (305-809-7570)
TIETOLMAN, ARI and SIMS, MATTHEW KENT
May be unrelated but used as legal support of Ohio claim.
State of Ohio v. Consumer Grants USA Inc.
Case No. 04-CVH-10-10754
Judgment against defendant in the amount of $33,288 issued December 24, 2005 (date uncertain)
Complaints filed between June 2004 and January 2005 regarding the submission of processing fees for guaranteed government grant funding. Fees ranged from $229 to $320 for purported grants ranging from $5000 to $25,000.
Scott Massa was the Consumer Protection Investigator in the case.
Other DBA's used were Ultimate Funding, Government Grants, Consumer Care Plus.
So anyone who got taken for there money by Ecosave, Paystream U.S.A., Banksafe or even with these "Government Grants" do what you need to do to bring these employers into the light. They are located at 1980 Sherbrooke Street West, Suite 830, Montreal, Quebec, Canada H3H-1E8. President Paul McKeefry 514-885-7209, Fadi Alba 514-691-5789, if I am not mistaken.
ecosave, inc the bosses names are faddie, the real numbers to call 514-932-2333 or pauls # is 514-885-7209 faddies is 514-691-5789.
purported reply from Ari Tietolman gave number 800-949-4305
Article by Ari Tietilman on protext.mobi related to ProText Financial Surveillance Systems, identity theft protection.
links to myprotext.com
I tried it. Very cool. Great tool to manage money and safeguard against ID Theft & Fraud, especially in todays economy. Haven’t played with the accounting features, but adding accounts seems to be easy enough (so long as they are compatible).
I would use it primarily for tracking balances, preventing overdrafts & monitoring potential fraud on accounts. Too bad it does not work in Canada, but the again, there is always PROTEXT!!!
If you bank in Canada, you should check it out…
By Ari Tietolman on 04.22.09 12:23 am
1 866 957-TEXT 866-957-8398
Dave Tyler -
ari-tietolman.com registered on March 17, 2008
12 Dec 2006 ... My name is Ari Tietolman, I am the president of Paystream USA and director of the BANKSAFE program. I would like to offer resolution to your ...
Linkedin shows that name at Speechless Media in 2010.
Crimes of Persuasionon