Geo Holiday Vacation Club Review -
A Scam or Lifetime Timeshare Opportunity?

Online reports suggest that at least a few individuals who have done business with this Ontario-based enterprise feel that they have been wronged in some way, so I'd like to gather as much information on the company as possible so that the general public can make an informed decision about their business practices.

I have not formed an opinion of this privately-owned, family-run company and certainly welcome their input regarding these matters of public concern. Any mention of any company or individual on this website is neither an endorsement nor a condemnation of their activities, merely a collection of carefully researched facts and fair comment based on those findings.

The Geo Group of Companies
40 Eglinton Ave. E.,
Suite 601, Toronto,
Ontario M4P 3A2
Ph: 416-490-0222
Toll Free: 1-877-GEO-CLUB(436-2582) 888-574-9134
Fax: 416-490-0155 Fax: 416-964-2439
Email: info@geogrp.com

Alex E. Burstein, CEO (born 1939)
Alan G. Walker, former Controller (joined 01/02) now at Stornoway Communications
Cecil Hendrix, former? Vice-President of Sales - sued company
Ms. Betty Eisenstadt, Club President - sister of Alex
(416) 490-0222 ext 263 Fx: (416) 490-0991 betty@geogrp.com
Helen Frim, GHL Promotions Inc./ VP of Operations at The Geo Group ext. 264
Contract Verification Officer - ?
Crystal Murin - GHME Marketing Ltd.
Paul Burstein - President of Geo Marketing Colorado Inc., possibly related to Alex, have incorporated businesses together, criminal lawyer based in Toronto
Lemos Manny - Accounting Manager GHL Promotions
Mike Muldoon, (Michael J. Muldoon III) - President of Starpoint Resort Group, Starpoint Resort Partners, Inc. (California corp.) and GeoHoliday Club (Nevada corp.)
Doris M. Azevedo, director of Tahoe Summit Village Timeshare Association, GeoHoliday employee
Alan Dickler - Chief Operating Officer at Starpoint Resort Group, Inc
Woody Cary - Secretary - GeoHoliday Club

Geo address formerly at

The Geo Group of Companies
2225 Sheppard Avenue East, 18th Floor,
Toronto Ontario M2J 5C2

Ph: 416-490-0222
Toll Free: 1-877-GEO-CLUB (436-2582) 877-436-2582
Fax: 416-490-0155

--

GH Marketing
51 International Blvd.
Etobicoke, ON M9W 6H3
Phone: 416-213-8960
gh@geoholiday.com

--

Richmond Hill location.
60 West Wilmot St., Unit #1
Richmond Hill, ON.

Ottawa sales office - current location unknown

older address of

Geo Holiday Resorts Membership / GeoHoliday International Inc.
251 Consumers Rd Suite 100 (Willowdale/North York)
Toronto, ON M2J 5C2 Canada
(timesharesonly.com/resort/5577)

In trying to determine whether GeoHolidays was anything but virtuous, as some online comments suggest, I did a Google Search and immediately came upon two of the company's own websites geoholidayscam.com and geoholiday-scam.net.

Clearly the very fact that the vacation club company requires the use of such website with the word scam in the URL indicates that they have received news of at least some negative rumblings, however unfounded, which they felt compelled to dispute in a public forum. In fact, in their own words, mere rumours seemed to have expanded into many people having the belief that it is somehow a scam or fraud.

"While there are rumors of a Geo Holidays scam and/or a Geo Holiday fraud, there are many happy customers that will quickly tell you there is no validity to these claims about GeoHoliday Canada. Reassurance can also be found by reading through the many Geo Holiday testimonials."

"While there are many who believe in a Geo Holiday scam there are plenty of satisfied customers to dispel those rumors rather quickly. "

"you should decide for yourself whether or not you believe it is a scam based on personal research"

So, with their apparent blessing, I wish to compile my personal research into one central location so that you can, as they suggest, make an informed decision and clear up any "misconceptions". Legally, I would suspect that it would be somewhat unwarranted and unprofessional to sue me for defamation for asking the very same question they themselves pose to the general public. "Is Geo Holidays a Scam?"

Should they consider doing so, prior to doing their own research into my extensive legal background and expertise in Canadian defamation laws and Ontario Superior Court of Justice Civil Procedures, then I would certainly have to question their motives at that time, given the balanced and fair reporting in this report, their limited public figure status and the matter of public concern related to their marketing activities and a membership base of tens of thousands.

http://www.canlii.org/en/on/onsc/doc/2006/2006canlii32908/2006canlii32908.html

http://www.canlii.org/en/on/onsc/doc/2009/2009canlii43641/2009canlii43641.html

http://www.canlii.org/en/on/onsc/doc/2010/2010onsc149/2010onsc149.html

Their keyword optimized promotional site geoholidayscam.com really makes no effort to dispel any factual assertions that might have been made, since they give no examples. It simply overwhelms the senses with paragraphs of fantastic affordable holiday scenarios.

Some of the phrases they use and claims they make on their sites and promotional material:

• offers its members vacations to over 70 resorts located around the world
• an affordable method by which you can travel Europe.
• enjoy the experience of luxury accommodations around the world without the need to worry over quality or price.
• enjoy a lifetime of vacation adventures that will turn the neighbors green.
• amazing dream vacations year after year.
• the ability to stay in a few select resorts around the world and in the Caribbean without paying more in the future than you would pay for the same rooms today.
• a lifetime of excellent resort accommodations.
• By joining early you can begin enjoying the benefits of membership much more quickly and experience a much greater lifetime of savings.
• excellent choices for lodging in the UK, France, and Spain
• a much better bargain than the time shares our parents had
• often guaranteed a certain level of creature comforts during their travels as well.
• taking price, in many cases, out of the equation all together-at least when it comes to lodging in fabulous resorts around the world.
• constantly adding to their resort holdings.
• plenty of options when it comes to date and location when booking
• opportunity to set sail with select cruise packages
• imagine taking the same cruise in 10 years for the same price you’re paying now
• enjoy a value far greater than any old-fashioned time-share offers.
• travel for a lifetime at the great rates of today
• the beauty of the UK, France, and Spain forever at today’s prices
• North Mexico, locations in Cabo, San Lucas, Puerto Vallarta, Playa Del Carmen, Cozumel, Ixtapa, Cancun, and Acapulco
• Caribbean and Central America including Costa Rica and the Dominican Republic
• exciting accommodations in Park City, Utah; New York City; and Ontario and Quebec
• worth its weight in gold
• guaranteeing today’s rates for your vacation stay
• ability to bequeath your ownership to friends and family
• Geo Holiday Vacations are Awesome
• a heaven for vacationers.

GeoHoliday Vacation Club describe themselves as "an innovative Credits-based reservations and exchange system, affording Members extraordinary flexibility and leisure-travel opportunities. Club Member privileges include: reservations throughout the Club system of resorts; enrollment in Resort Condominiums International (RCI), offering vacation exchange options at more than 3,700 resorts worldwide; and access to additional exchange properties in the exclusive GeoOptions program."

GeoHoliday Vacation Club Timeshare Resorts

They also state that "The Club has also created travel partnerships with distinctive leaders in the travel industry, providing Members with a unique selection of affiliated resort options. Affiliation agreements have been established with: Royal Holiday Club (Mexico), Club La Costa (Spain), Carnival Cruise Lines, Royal Caribbean Cruise Lines, Seasons Holidays (UK & Europe), Royal Resorts (Asia), Wyndham Resorts."

Surprisingly, the list of company moniker, dba's and aka's is quite extensive, leading one to wonder why any timeshare style membership company needs to operate under a multitude of other names. Their own sites list most of the following permutations.

• GeoHoliday, GeoHolidays, Geo Holiday, Geo Holidays,
• Geo Holidays Services Inc., Geo Holiday Services Toronto
• GeoHolidays Services Inc., GeoHolidays Services,
• Geo Holidays Canada, GeoHoliday Canada *, Geo Holiday Canada *
• GeoHolidays International Inc. *
• Geo Holiday Resorts Membership
• Geo Holidays Vacation Club, GeoHolidays Club, GeoHolidays Vacation Club, Geo Holiday Vacation Club, Geo Royal Holiday Club
• Fairfield Family, Fairfield Vacation Club *, Fairfield Affiliate *, Fairfield Geo Group *
• GHF Marketing Inc. group of companies *
• GHME Marketing, Inc *
• GH Marketing Inc.*
• GHL Promotions Incorporation *
• GHW Marketing *(Geo Holiday Wigamog?)
• GHS Promotions
• Club GeoPremiere *, Club Geo Premiere * GeoPremiere Resorts
• Geo Premiere Vacations Inc.
• The Geo Group, The Geo Group of Companies, Geo Enterprises
• Geo Marketing Colorado Inc. *, Geo Development Colorado, Inc.*
• Family Vacation Club
• Starpoint Resort Group Inc.
• Starpoint Resort Partners, Inc
• ResortStay International LLC
• GeoPremiere Nevada, Inc.
• Haliburton Heights Club
• GH Corp.
• Montex Financial Services Inc
• Geo Developments Inc
• Club Seasons Canada

This particular Geo Group is not to be confused with the publicly traded American entity by the name of Geo Group, Inc. based in Florida since they happen to privately run prison and detention-related facilities. Now wouldn't that make a terrible vacation story if you signed up for the wrong one?

Also notable about the website is the inclusion of numerous other links to undisputedly related sites with corporate branding variants such as:

• geoholiday.com *, geoholiday.org *(GeoHoliday Club), geoholiday.ws (Geo Holiday Services Inc. ), geoholiday.info *, geoholiday.tv *
• geoholidays.ca * (GeoHolidays Canada ), geoholidays.org * (GeoHolidays Services Inc.), geoholidays.net * (GeoHolidays Vacation Club )
• geoholidaytoronto.ca, geoholidaystoronto.ca
• geoholidayservices.org * (Geo Holiday Services Inc. ), geoholidayservices.net *
• geoholidayguanabay.com *, geoholidayclubfuntropicale.com *, geoholidaypuebloreal.com *, geoholidayimperialakes.com *, geoholidayhaliburtonheights.com * geoholidayparkregency.com, geoholidaytoronto.ca, geoholidayjockeyclub.com, geoholidaytahoesummitvillage.com, geoholidayturtlereef.com,
• geoholidayclubgeopremiere.com *
• geoholidayclub.ca *
• geo-holidayclub.net
• geoholiday-club.org
• geo-holiday-club.com / geo-holiday-club.org
• geoholidayclubtoday.net
• geoholidayclubtop10.org
• geoholidayclubnews.net / geoholidayclubnews.org
• geoholidayblog.ca *
• geovacationclub.com *
• geoholidayclubonline.org / geoholidayclubonline.net
• geoholidayvacationclub.ca *
• travelwithgeo.ca *, geoholidayheights.com *
• clubgeopremiere.com *(Club Geo Premiere), clubgeopremiere.ca * Club GeoPremiere - Canada, geopremiereclub.com
• geoholidayscam.com * Geo Holiday Vacation Club - Geo Holiday Scam, geoholiday-scam.net *
• thegeogroup.org * (The Geo Group - Richmond Hill - Geo Holidays aka Fairfield )
• geogroupofcompanies.com * (Geo Group of Companies)
• geogrp.com * (The Geo Group of Companies)
• geogroup.us * (The Geo Group)
• ghmarketing.ca * (GH Marketing Inc. )
• ghfmarketing.ca * (GHF Marketing Inc. - Canada )
• ghmemarketing.ca * (GHME Marketing Inc. )
• ghlpromotions.com * (GHL Promotions Inc.)
• ghspromotions.com *(GHS Promotions- Geo Holiday Services Promotions) forwarded to geoholiday.com
• clubseasonscanada.ca (Club Seasons Canada)

Several cross-links and replication of promotional material also appear on several obscure sites. There are also keyword optimized glowing examples of flowery praise by "satisfied customers".

geoholidaybulletin.iloveblog.com/2010/05/
geoholidayinfo.weearth.com/tag/geoholiday/
breenxt.net/wpmu/wpmu/geoholidayresources/
blurbosphere.net/2007/11/21/put-a-little-geoholiday-in-your-vacations/
moneyschool.co.za/?p=183 (also posted 11/07)
aboutmytalk.com/t22540/s&.html
mylot.com/GeoHolidays
geoholidays.blogspot.com/
just-blogs.info/?tag=geo-holiday-resort
geoholidayservices.wloger.com/

The company lists its headquarters as being in Toronto, Ontario, Canada with sales and marketing locations in Toronto; Las Vegas, Nevada; Lake Tahoe, Nevada; and Park City, Utah. Therefore, it only seems fair that all reports related to GeoHoliday coming from these locations on forums or BBB files should be attributed to the business principles, direction and oversight of the Canadian mothership.

They openly list their corporate divisions as being the following, but official documents and their own internal payment procedures and promotional efforts list a host of others as well.

GeoHoliday Services Inc.
GH Marketing Inc
Montex Financial Services Inc
Geo Developments Inc

By pre-paying the accommodation portion of their annual vacations TODAY, GeoHoliday Members enjoy access to all present and future vacations at today's prices, effectively stopping inflation in its tracks.

By all accounts the company simply appears to be promoting the inflation-beating aspect of paying a substantial lump sum now for the "opportunity" to pay today's prices for something you will hopefully use in the future, in this case hotel, resort and cruise accommodations.

Does this mean you pay now and travel for free later? Not really. In addition to the points you redeem, (which do not accumulate since they expire each year and then start fresh) you appear to still have to pay for any accommodation or seasonal choice upgrades, meal plans, annual maintanance fees, plus transportation which is not included, nor price-protected, in the membership.

How it Works (According to their website)

A member purchases a set of credits that are renewable every year (Annual Membership) or every other year (Biennial Membership). These credits are deposited into your account for use at any of the locations within the Club. The size of unit can range from a standard Studio unit up to a 3 bedroom unit, depending on the resort you choose. The member simply “withdraws” the credits from his/her account and redeems them according to the credit values set by the Club. The credit values will vary depending on the resort, the season and unit size.

(geovacationclub.com/credit_info.html)

Now I'm just speculating here, but lets say your room was valued at the equivalent of $200/night this year but rose to $400 a night ten years from now. It sounds like you'd only pay the equivilent of $200 per night out of that year's credits for the future trip. Think of it, perhaps, like an insurance policy for inflation.

However, unlike most insurance policies where you pay a small amount over time to potentially receive a large amount, here you seem to pay a large lump sum, plus additional fees, in the hopes of getting the benefit of smaller payouts over time in the form of rate increase differentials.

If that is the case then, one should first determine what the potential benefit of essentially prepaying what that increase in room rates will be, based on what you could lose by just keeping your membership fee in the bank and using it, and the interest it earned over the years, to offset any future increases in room rates.

Assume for a moment that you travel for two weeks a year exclusively to this firm's resorts for the next forty years and their posted room rate doubles every ten years. Let's deal with dollars instead of points since the average mind, mine anyway, can't grasp the concept of paying tens of thousands of points for anything unless they are already familiar with the concept.

First ten years at $100/night = 14 days x $100 x 10 years = $14,000.

Next ten years at $200/night = 14 x 200 x 10 = $28k

Wow, you could save $14k if you had only paid the initial rates. You do, since you wisely splurged on a membership, whatever that might have cost. If, however, it cost anywhere near a rumoured $14,000, plus yearly maintanance fees, then you would have just now broken even, maybe.

Next ten years at $400/night = 14 x 400 x 10 = $56k Saved $42k

Hey, vacations are sure getting expensive for the other poor suckers staying here but you are said to be saving bundles checking in at only $100 a night. Still, I wonder how many company names and websites the promoters are using by this time? They must surely have cornered the market, it's such a good idea.

Next ten years at $800/night = 14 x 800 x 10 = $112k Saved $98k

By now you can hardly enjoy your holiday you are so embarrassed to be paying so little. Then again, tips in the future may cost more than your locked-in accommodation rate and the airfare, in a Mad Max world devoid of fossil fuels, could cost you the balance of your retirement savings. A shame if the facility you honeymooned in might not be as fresh as it was forty years ago, but with your eyesight fading you don't much care, as long as you are saving on the room rate.

So, after forty years of traveling to the same family of luxury resorts and their affiliates, based on any restrictions they may have for traveling when and where you want to go, you could theoretically save $154,000 in hotel accommodations if all the variables in the assumption hold true.

Strange, but to me it sounds suspiciously like what a hyperactive financial advisor might suggest when they throw figures around. "Invest now, I get paid a big commission, and you can retire wealthy beyond imagining, some year far from now. I promise. Millions!"

To put things into more of a personal perspective you could try to figure out how much you've actually spent on hotel accommodations in the past ten years, then key that into a hypothetical calculator of potential savings.

Also give some thought as to how much room rates have actually changed over the past ten years based on your own experiences. Try to compare the offer to some other product or service. For example, would you have paid $1000, or any amount, ten years ago for the privilege of drinking a few cases of a soda you've never tasted for fifty cents a can today instead of a dollar?

I also wonder just who determines what "today's rates" are based on, since I've stayed in hotels paying the yearly average rate of $150 a night when the card on the back of the door listed the maximum allowable rate by law of $1000. If I was locking in that inflated rate for the rest of my life just imagine how long it would take to reflect true market pricing.

Somewhere in the life-long equation you have to figure out what you are actually paying for a night's stay at one of the resorts in actual cash. The only way to do that is to somehow divide the unknown years of actual future use and the total points in your specific plan into the total lump sum you pay upfront, plus all the yearly fees times the 45 odd years of use and non-use. Stumped for an answer? I hear that Cray makes a pretty fast computer for dealing with such things.

One thing that is not hard to figure out is the fact that the less you actually take advantage of any membership over its lifespan, the more it costs in actual spent dollars per night. One hundred dollars for one hundred apples works out to a dollar an apple. If you pay for them all, but only eat two, they now effectively cost $50 each.

A lot of timeshare and vacation club premises and promises are also entirely contingent upon the sponsoring company remaining to be in business for as long as you still live and have the physical ability or desire to travel. Given the constant turnover and closure of travel industry operations over the years I'd venture to say that any company you deal with should be at least as stable as any fitness membership or exercise club out there.

For some obvious reasons, such as the classic "grab the cash and then go bankrupt" in that other "lifestyle enhancement industry", fitness clubs are now forbidden by law to offer lengthy "lifetime" membership periods. So, why should any aspect of the bankruptcy-plagued travel industry be any exception?

This Geo Group of Companies does not appear to be in any hurry to close up shop though. Boasting 25 years of experience, over 350 employees, and an extensive list of charitable donations, they appear not to be the typical high-pressure timeshare sales operation with aggressive back-office collection department that you might imagine, or have read about.

GeoHoliday Timeshare Sales Presentation

Home to two unique clubs, "GeoHoliday" (a multi-destination points-based club) and "GeoPremiere" (a multi-destination 'floating week' club), The Geo Group and its marketing partners have successfully introduced over 10, 000 Member families to its program and now facilitates over 50, 000 vacations per year.

Surely, if they have over 25,000 members (husbands/wives/partners), as they state, the mere volume of verifiable complaints would be higher if something was truly wrong. And everyone knows that neither the police nor any government consumer protection agency would allow a multi-million dollar timeshare scam to operate for decades without stepping in to protect the public.

Still, there is that matter of all the confusing company names and the apparent need to bury negative comments, however unfounded, in the search engines using techniques such as domain link overload and what I perceive to be blog spamming of shill-like accolades.

Just try searching for any one of their company names along with the word scam and see what pops up; beyond their own sites that is. This could just be a perfectly legitimate means of promoting ones company but their motivation could also be misunderstood when the words "scam and fraud" are overused.

I'm not suggesting that they would ever stoop to threatening legal action for someone posting negative comments online, but I do find it strange that there aren't more people either writing about their great value dream vacations or else complaining about the seemingly high cost of membership (potentially $40,000 but generally $12-18k) and ongoing maintenance fees (approx. $400) which they take on contractually for the next 45 years of their life. Given the volumes of timeshare-related complaints posted online, surely someone has had second thoughts about such a wise decision made on the spur of the moment.

GeoHoliday vacation club membership resales.

Regardless, since the membership benefits appear to only cover accommodation related expenses, and not airfare, you should take into account that your future savings do not apply to the cost of actually getting to these select hotels and cruise departures.

Not unusual with timeshares, but I suspect that if you've ever booked a vacation you surely know that you can usually get better flight and room package combinations than by attempting to book them separately. My own experience suggests that I can generally save about a third of the price on package deals versus paying for both features separately. That's just my experience though.

While the Geo Group profess to be adding additional properties to their extensive list of resort accommodations, it appears that unfettered in-house membership-related savings and benefits are currently linked to just those hotels and resorts within their portfolio, and just in certain countries as listed above, certainly not every possible hotel in the world. They do, however, have affiliations with other timeshare groups such as Fairfield and RCI which could dramatically expand your choices for an additional fee.

"Geo Holiday is the parent of one of North America’s very successful membership-based vacation clubs, The Geo Group continues to earn international acclaim as one of the preeminent leaders in the global vacation ownership industry. Founded in 1984 by CEO Alex Burstein, The Geo Group has evolved into a multifaceted vacation services organization with more than 300 employees providing club management, resort development, member services, sales, marketing and capital services."

"The Geo Group’s corporate growth has been fueled by a series of creative licensing and joint ventures that have resulted in record sales of The Geo Group’s programs. The company also holds the exclusive rights to offer Fairfield’s “FairShare Plus™” program in Canada, successfully marketing the program at one of its corporately owned presentation centres in Ontario. Despite its steady corporate growth, The Geo Group has never lost track of its original mandate: to provide exceptional customer service and a range of exciting vacation opportunities to its members."

"Geoholiday are always excited by the dozens of families that continue to join Geo’s award-winning vacation clubs each month, we are truly indebted to the legions of loyal Geo Members who have been with us for many years. (Some Geo Members have been with us for over 20 years!) "

"During your refresher course, we will discuss - in detail - how our program works and the various types of resort experiences available to you. We will also walk you through some of the truly great features and benefits of your membership, including acceleration, Credit rollover, RCI requests/banking and more!"

One thing I wondered about was whether this operation actually owned any of the resorts. While I may yet find that they own some properties outright, I have discovered that several resorts are not owned by them at all. In fact, their relationships with several started with a sales and marketing contract which led to them holding a significant number of intervals.

In one case the Starpoint Resort Group was retained in 2003 to be the timeshare associations exclusive sales representative, and to market and sell the association’s delinquent intervals to the general public. In 2006, the focus shifted when reports state that Starpoint conveyed a number of these delinquent intervals to a multi-location vacation club known as GeoHoliday Club, which Starpoint had developed.

Recently GeoHoliday / Starpoint have taken steps to have their nominees elected to the board of directors of various timeshare associations, whose resorts they promote, through the solicitation of proxies as well as the influence they hold as the apparent managers of both the intervals and the corresponding voting rights. This leads me to wonder whether the person buying a membership from them related to any specific interval actually has ownership of the deed itself.

Somewhat reassuring is the fact that they have the in-house expertise of timeshare industry icon Woody Cary who is also the president of Tricom Management, Inc., a company which manages timeshare resort properties on behalf of timeshare owner's associations, as well as a timeshare exchange company named Platinum Interchange out of California. I'm not sure if there is a potential conflict of interest in having him placed as a director of an association or not, given that he might want to send business his own way if he didn't abstain from voting on such issues.

Also on board is Brian Hurley the founder and current president and chief executive officer of InterCity Capital Corp. and InterCity Escrow Services which together are known as Stewart Vacation Ownership. Both are referred to as highly successful industry experts.

As for whether the prices any vacation club charges are reasonable for the accommodations listed, one must first compare their offerings with other luxury holiday clubs. For example, the company run by the very rich Steve Case of AOL fame, Exclusive Resorts start their membership plans at $160,000 with a minimum $10,000 yearly maintenance fee based on "just under $1000 per day" with the minimum ten day plan. Figure on paying over $550,000 for their sixty-day plan the first year. Their properties are described as luxurious million dollar facilities and appear to surpass the offerings of GeoHoliday.

A bit out of my price bracket even with a 75% refund policy, but then again so is $40,000 non-refundable upfront. To each his own I suppose, but I think for now I'll just travel when I want, to where I want, when I can afford to pay for just the vacation itself (and not some salesman's lifestyle) after carefully evaluating whether it's a good deal or not.

If you search online classifieds you can find out what people are reselling their GeoHoliday Vacation Club Memberships for. This alone should give some perspective of the benefits in belonging to such clubs.

It should also be noted that website links which originally went to the Fairfield Fairshare Plus - Thru Geoholiday Group, now redirect to Wyndham Vacation Resorts. Fairfield originally stated they had over 80 International Resorts through Fairfield Resorts plus RCI and boasted that. FairShare Plus is the third largest timeshare exchange network in the world (behind RCI and Interval International), and members can use their points both for resort stays and a wide variety of travel/leisure products including airfare, cruises, accommodations and specialized leisure activities and attractions.

Franz Hanning CEO/President Fairfield Resorts (407) 370-5202

Geo Group Promotional Brochure

(arda.org/AM/Template.cfm?Section=GEO)

Responding to both new consumers and its existing base of more than 15,000 owners/members is something that The Geo Group seems to do best. Starting with GeoPremiere, a floating time/floating space, multi-destination vacation club, The Geo Group was one of the first companies in North America to introduce a points-based club with the advent of GeoHoliday in 1991.

In addition, The Geo Group provides fee-simple ownership at one of its corporately owned resorts. Geo’s most recent innovation is GeoPlus/GeoUltra; a unique enhancement that allows GeoHoliday members to directly redeem their holiday credits toward the various vacation opportunities offered through the RCI Points program.

About The Geo Group

(October 2001)

Resort Condominiums International, LLC (RCI) and The Geo Group, one of Canada's largest timeshare developers, today announced an agreement to affiliate GeoHoliday, The Geo Group's multi-destination points-based vacation club, with RCI Points, RCI's worldwide points-based exchange system.

An RCI affiliate since 1988, GeoHoliday is a timeshare vacation club in which consumers pay a one-time fee to purchase "credits" that are made available each year for a term of 45 years, as compared with traditional timeshare where consumers typically purchase deeded weeklong ownership interests in resorts. GeoHoliday credits can be redeemed each year for a variety of vacation choices providing consumers with tremendous flexibility in the selection of resorts, types of accommodations, time of year and length of stay within the GeoHoliday resort network.

The Geo Group of Companies is a multi-faceted organization dedicated to providing a comprehensive range of products and services to its international consumer base. Primarily involved in the development, management and sale of leisure products and properties, 17 years of award-winning success have encouraged The Geo Group to continue its expansion into finance, marketing infrastructures and international trade sectors.

Geo was one of the first organizations in the world to embrace the 'vacation club' system and is widely recognized as one of the leaders in the global vacation ownership industry. The Geo Group and its marketing partners have successfully introduced over 10,000 member families to its program and now facilitates over 50,000 vacations per year. All Geo members' vacations are custom-designed and personally arranged by a team of professional vacation counselors utilizing the industry's most sophisticated computer network.

Promotional material has been printed by Epcot Graphics, Toronto, 905-940-4004.

Alex Burstein, Alex E. Burstein, the founder and driving force behind the Geo Group of Companies is, by all accounts, a very successful and reputable businessman with interests and ties to Ontario, Manitoba and Florida.

Some of Alex Burstein and family's many accomplishments include the creation of these corporate entities.

Geoflorida, Inc. - Incorporated by Alex E Burstein, Geoflorida, Inc. is located at 251 Consumers Rd # 100 Willowdale, ON M2J. Geoflorida, Inc. was incorporated on Monday, January 27, 1992 in the State of FL and is currently not active. Henry B Handler represents Geoflorida, Inc. as their registered agent.

Palm-Aire Corp. - Incorporated by Alex E Burstein, Gilles Leroux, Yvan Charron, Regency at Palm-Aire Corp. is located at 251 Consumers Rd # 100 Willowdale, ON. Regency at Palm-Aire Corp. was incorporated on Monday, May 03, 1993 in the State of FL and is currently not active. Henry Handler represents Regency at Palm-Aire Corp. as their registered agent.

Ghd Properties (Florida), Inc. - Incorporated by Alex E Burstein, Peter M Ashton, Ghd Properties (Florida), Inc. is located at PO Box F42683 FREEPORT, BAHAMAS,. Ghd Properties (Florida), Inc. was incorporated on Monday, August 31, 1992 in the State of FL and is currently not active. David A Beyer represents Ghd Properties (Florida), Inc. as their registered agent.

Geo Investments of Florida, Inc. - Incorporated by Alex Burstein, Gerald J Eberhardt, Geo Investments of Florida, Inc. is located at 2255 Glades Rd Ste 218A Boca Raton, FL 33431. Geo Investments of Florida, Inc. was incorporated on Friday, February 06, 1998 in the State of FL and is currently not active. Corporation Service Company represents Geo Investments of Florida, Inc. as their registered agent.

Geoholiday Properties (Florida), Inc - Incorporated by Alex E Burstein, Paul Burstein, Geoholiday Properties (Florida), Inc. is located at 2225 Sheppard Ave E Fl 18 Toronto, ON. Geoholiday Properties (Florida), Inc. was incorporated on Tuesday, July 23, 1991 in the State of FL and is currently active. Bspa Corporate Services, Inc. represents Geoholiday Properties (Florida), Inc. as their registered agent.

Geopremier Properties (Florida), Inc. - Incorporated by Alex E Burstein, Paul Burstein, Geopremier Properties (Florida), Inc. is located at 2225 Sheppard Ave E Fl 18 Toronto Ontario, CA. Geopremier Properties (Florida), Inc. was incorporated on Sunday, May 16, 1993 in the State of FL and is currently active. Bspa Corporate Services, Inc. represents Geopremier Properties (Florida), Inc. as their registered agent.

40 EGLINTON AVE EAST, SUITE 601
TORONTO, ONTARIO CA M4P 3A2

MEADOW OAKS CONDOMINIUM ASSOCIATION, INC.
5950 IMPERIALAKES BLVD, MULBERRY FL 33860

Title PD

BURSTEIN, ALEX
2225 SHEPPARD AVE E. 18TH FLOOR
TORONTO, ONTARIO, CANADA CA M2J 5C2

Geo Marketing Colorado Inc., Paul Burstein, Betty Eisenstadt, Helen Frim

TAHOE SUMMIT VILLAGE TIME SHARE ASSOCIATION - Nevada corporation

President - ALEX E BURSTEIN
Address 1: 2225 SHEPPARD AVE E 18TH FLR Address 2:
City: TORONTO ONT
Zip Code: M2J5C2

Secretary - BETTY EISENSTADT
Address 1: 2225 SHEPPARD AVE E 18TH FLR
City: TORONTO ONT
Zip Code: M2J5C2

Director - STEVEN KENDALL
Address 1: PO BOX 5373
City: WALNUT CREEK State: CA
Zip Code: 94596-5373 Country:

Treasurer - HELEN FRIM
Address 1: 2225 SHEPPARD AVE E 18TH FLR Address 2:
City: TORONTO ONT :
Zip Code: M2J5C2

PAULMAR NEVADA, INC. - Nevada Corporation

President - ALEX E BURSTEIN
PO BOX 4917
City: STATELINE State: NV
Zip Code: 89449 Country: US

Secretary - MARCIA BURSTEIN
PO BOX 4917
City: STATELINE State: NV
Zip Code: 89449 Country: US

Director - PAUL BURSTEIN
40 EGLINTON AVE. EAST, SUITE 601
City: TORONTO M4P 3A2

Treasurer - BETTY EISENSTADT
40 EGLINTON AVE. EAST, SUITE 601
City: TORONTO ON M4P 3A2

GEOHOLIDAY CLUB

Nevada Corporation

Secretary - WOODY CARY (ASSISTANT SECRETARY)
P.O. BOX 4184
STATELINE NV 89449

Secretary/ Director- BETTY EISENSTADT
2225 SHEPPARD AVE. EAST 18TH FL
TORONTO ONTARIO M2J5C2

Treasurer / Director - ARTHUR EVANS
2225 SHEPPARD AVE EAST 18TH FL
TORONTO ONTARIO M2J 5C2

Director - BRIAN HURLEY
6210 STONERIDGE MALL RD: STE 140
PLEASANTON CA: 94588

President - MICHAEL J MULDOON
8219 ROUND HILLS CIRCLE
LAS VEGAS NV: 89113

Director - MICHAEL J MULDOON (Mike Muldoon)
P.O. BOX 4184
STATELINE NV 89449

Brian W. Hurley, President,

The InterCity Companies
6210 Stoneridge Mall Road, Suite 140
Pleasanton, CA 94588
925.734.9900 phone
925.734.9901 fax
bhurley@stewart.com
www.stewart.com/vacationownership

Stewart Vacation Ownership offers complete title and escrow services for deeded and non-deeded developments. Stewart Vacation Ownership offers timeshare developers complete title and closing services. We continually implement title, inventory, foreclosure and registration strategies that enable us to streamline back-office operations, while allowing you to concentrate on marketing, sales and enhancing the customer experience.

The InterCity Companies joined Stewart Information Services Corp. (NYSE-STC) in 2002. InterCity Capital Corp. has serviced, administered, brokered and sold vacation ownership receivables since 1983. InterCity Escrow Services has handled timeshare escrow closings since 1987.

Stewart Title Company's timeshare industry subsidiaries, InterCity Capital Corporation and InterCity Escrow Services, are known together as Stewart Vacation Ownership

10/05 - Brian Hurley was a founder and is currently president and chief executive officer of InterCity Capital Corp. and InterCity Escrow Services, two Stewart companies specializing in timeshare escrow, title, deed-in-lieu, foreclosure, portfolio management and development consulting services. Under Hurley's leadership, the companies have closed more than 80,000 timeshare escrows and serviced more than $100 million in timeshare receivables since 1983.

Geo Holiday
920 E. University Drive
Tempe, AZ 85281
800-918-4224
434-878-9976

BBB rating of F for Geo Holiday in Arizona

GeoHoliday Royal Resort
99 Convention Center Dr.
Las Vegas, NV 89109
(702) 699-5323

BBB rating of F for GeoHoliday Royal Resort

No BBB rating for GeoHoliday Vacation Club

Additional DBA Names: GHW Marketing

Sweetwater Lift Lodge/Geo Holiday Club
Phone: (435) 645-5782
Address: PO Box 680356
Park City, UT 84068
Website: www.geoholiday.com
Principal: Mr. Andrew Wunder
Customer Contact: Mr. Andrew Wunder - (435) 645-5782
File Open Date: June 2008
Type of Business: Timeshare Companies, Vacation Time Share Companies
BBB Accreditation: Sweetwater Lift Lodge/Geo Holiday Club is not a BBB Accredited business.
Additional DBA Names: GeoHoliday, Geo Partners Resort Group, Geo Holiday Club

GEOPREMIERE NEVADA, INC. revoked Nevada corp.

President - ALEX E BURSTEIN
2225 SHEPARD AVE EAST 18TH FL
TORONTO ONTARIO M2J 5C2

Secretary - MARCIA BURSTEIN
2225 SHEPPARD AVE EAST 18TH FL
TORONTO ONTARIO M2J 5C2

Treasurer - HELEN FRIM
2225 SHEPPARD AVE EAST 18TH FL
TORNOTO ONTARIO M2J 5C2

Other references to the Geo Group of Companies and its related parties, entities or operations, past or present.

Starpoint Resort Group

(702) 650-0861 *
3340 Topaz St Ste 210
Las Vegas, NV 89121-3907
702-699-5323

702-650-3251

same address as Resort Stay International aka Resort Stay Travel which offers prizes to attend presentation at The Jockey Club.

Resort Stay Travel - Suite 170

3340 Topaz St Ste 210
Las Vegas, NV 89121
702-733-4980 * was theirs, now a private number it seems.

Resortstay International LLC is a Nevada Corporation registered by Starpoint Resort Group.

Also the same address found for CasaBlanca Vacation Club, 3340 Topaz St, Suite 270, Las Vegas, NV 89121 US (702) 650-3251 * (Nevada corp registration indicates that it's unrelated since Black Gaming, LLC’s subsidiary, RBG, LLC, owns the Casablanca Resort in Mesquite and is the developer of the Casablanca Timeshares but forum posts from 05/10 state timeshare presentation telemarketer caller ID shows Resort Stay International, Casablanca Resorts and Casablanca Vacation Club promoting CasaBlanca, The Royal Resort and Jockey Club in Nevada and one in Park City, Utah.)

Also linked in searches of address to Highland Estates Resort 3340 Topaz St Ste 210, Las Vegas, NV 89121, 702 313-8015 * but it may only be another reference to an offering by promoters working under a sales agreement since there are also references to CasaBlanca Vacation club having that number.

ResortStay International appears to have set up a booth at a wedding show in order to obtain sales leads.

888-752-4340 *, 702-313-8102 * and 702-650-2929 * linked to sales calls from ResortStay International and Casa Blanca Vacation Club.

ResortStay International LLC does business as ResortStay International with a purported 30-39 employees in Las Vegas.

Meigan Soo - Nevada, Director of Promotions Resort Stay International
- (Hospitality industry) September 2008 — January 2009 (5 months)
Lead generation, staffing, promotions, events. - myspace.com/pouch_puddle

Rosalind Merritt - Manager - Resort Stay International, Las Vegas, Nevada

William Winston - Sales Concierge - ResortStay International, age 34, Las Vegas

Brad Benesh designed resortstayinternational.com website for ResortStay International

==

Registrant:
resort stay
3340 topaz
ste 270
las vegas, Nevada 89121
United States

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: RESORTSTAYINTERNATIONAL.COM
Created on: 24-Nov-08
Expires on: 24-Nov-10
Last Updated on: 24-Nov-09

Administrative Contact: Alan Rodrigues
rodrigues, alan arodrigues1467@hotmail.com
resort stay
3340 topaz
ste 270
las vegas, Nevada 89121
United States
(702) 526-7234 * Fax --

==

In 2005 the same Alan Rodrigues was accused of organizing and selling abusive tax shelters related to work at home businesses.

918 Alta Oaks Drive, Henderson, Nevada, 98014
702-526-7234 Fax: 702-434-1212

Google cache snippet of:: ...Las Vegas Vacation Authority 702-526-7234 Al Rodrigues. Travel Solutions, LLC. 2301 E Winery Road. #B-102. Pahrump, NV 89048 arodrigues1467. @hotmail.com

Alan Rodrigues has worked with Steven De Stout of staz.com on other businesses which are registered in Nevada.

==

Another reference to Starpoint Resorts mentions

Resort Stay International
2206 Paradise Rd
Las Vegas, Nevada, 89104-2547
Phone: 702-699-5323 *- Resort Stay Travel
Fax: 702-697-5923 *
800-292-1528 *

==

3Days/ 2Nights - $99*
Accommodation - Jockey Club, Royal Resort or similar hotel

BOOK NOW at globalinvestmentresorts.com/booking_form.html

* Price does not include taxes and is based on completion of Timeshare Presentation or Vacation Club Presentation. Check qualification.

Qualification

1. Married couples ONLY between the ages of 25 and 72 years of age with combined income at least $50,000. Both needs to attend presentation.
2. Each Qualified Tour must possess and present at the Presentation a valid driver's license AND a major credit card or major debit card with visa/mc logo.
3. Guest cannot have toured Resort Stay International in the past 12 months.
4. Must be U.S. or Canadian citizen and must be able to speak & understand fluent English.
5. Children may not attend presentation.
6. No quinnellas (2 or more families traveling together) or Full time students will be accepted.
7. Reservation cannot be made more than 90 days prior to arrival date and less than 7 business days prior to arrival. Cancellations must be made at least 3 business days prior to arrival. All cancellations made less than 3 business days prior to arrival date and all no shows will be charged back 1 night no-show charge including taxes.
8. Any guest that arrives but does not meet the qualifications will be charged back for all room nights at rack rate including taxes.

==

Industry magazine gives 510-487-0669 for Starpoint Resort Group, Inc. but it's also the number for Starpoint Resort Partners, Inc. P O Box 6623, San Rafael, CA 94903.* p: 510-487-0669 * f: 415-331-7747 *.

==

4343 N Scottsdale Rd, Ste. 270, *
Scottsdale Arizona 85251-3352
Phone: 775-588-2149 *

Report alleges link between Starpoint and Intercity Escrow, Monterey Financial Services, Concord Servicing Corporation

address seems to be for timeshare mortgage servicer / collection agencies, Equiant Financial Services Inc, EMCC RECEIVABLES, LLC, EMCC Inc.who appear to collect delinquent accounts for the Shell Vacation Club of Illinois,

==

702-987-8004 *

801-809-1302 *

702-812-5847 *

==

775-588-2149 * links to Starpoint Resorts employee benefit website starpointbenefits.com with Doris Azevedo of the Starpoint Resort Group Inc. as contact person

Doris Azevedo;
Phone 775-588-1581 *, FAX 775 588-2149, tsvdazevedo@aol.com DAZE193381@aol.com

Phone 775-588-8571 Fax: 775-588-5521. Numbers for Tahoe Summit Village

==

Tahoe Summit Village
PO Box 4917, 750 Wells Fargo Lane, Stateline, NV 89449
775-588-8571 • 866-265-2041

==

(Help Wanted Ad)

Bookkeeper at Tahoe Summit Village - South Lake Tahoe, California

Bookkeeper 40 hours per week, Monday - Friday. AP/HR/Payroll Starting at $13/hr.
Call 775-588-1581

==

A possible reason for needing a new bookkeeper (with a background check this time.).

Bookkeeper steals from Resort Stay International

06/08/10 - A 45-year-old Gardnerville woman who pleaded guilty in 2005 to embezzling $400,000, was arrested last week on a theft charge, accused of issuing phony paychecks worth more than $20,000 to her boyfriend.

Marlo Weatherbee * is accused of fraudulently issuing company checks since December.

Weatherbee was employed as a bookkeeper for Resort Stay International in Stateline.

According to reports, another bookkeeper discovered that Weatherbee allegedly issued 19 checks to her boyfriend with a value of more than $21,000.

Weatherbee reportedly told an associate the checks were sponsorship for the man who was a professional bowler and covered his expenses.

Deputies questioned the owner of the company who said the sponsorship statement was “absolutely ridiculous” and that he would press charges.

Weatherbee was to appear Tuesday before Tahoe Township Justice Richard Glasson.

She pleaded guilty to embezzlement in 2005, admitting she took nearly $400,000 from her employer, Metalast International LLC, over a nine-year period.

She received a suspended six-year prison sentence and was placed on five years probation by District Judge Dave Gamble.

She served one year in Douglas County Jail and was ordered to pay restitution at $1,000 a month.

==

Starpoint Resort Group Inc
121 West Street
Reno, NV 89501-1313
775-329-1411 * Fax: 775-329-1445 *

actual address is for the Plaza Resort Club or Plaza on the River (a Starpoint Resort) at 775-786-2200 plazaresortclub.com

==

Starpoint Resort Group Inc.
2505 S 320TH ST
Auburn, Washington 98003 (Federal Way) no listings at all

==

Starpoint Resort Group

202-552-1557 * National Gifting Center, Bellevue Washington

==

Lawyers for Starpoint Resort Group LLC in Burien, WA

==

Case No.: 2:09-cv-01101-RLH-PAL
UNITED STATES DISTRICT COURT DISTRICT OF NEVADA

RICK BRUNTON and MICHAEL LEBER Plaintiffs,

individually and on behalf of all other similarly situated,

Class action related to unpaid minimum wages and overtime against

STARPOINT RESORT GROUP, INC. and GEOHOLIDAY DEVELOPMENT, LLC, and “JOHN DOES”, name fictitious, actual name and number unknown, Defendants.

Lawyer for GeoHoliday and Starpoint in Nevada

Division St. address is for the Carson City Nevada lawyers for Starpoint Resort Group.

ResortStay International mini-holiday website is resortstayinternational.com and lists number of 877-707-8697 with address of 3340 Topaz St, Las Vegas, NV 89121 the same as Starpoint Resort Group. (page on file)

Starpoint also shows up as at 2850 E Bonanza RD -apartments
Las Vegas, NV 89101-3600 702-650-0861 *

BBB rating of F for Starpoint Resort Group in Bellevue Washington

==

Alan Dickler Chief Operating Officer at Starpoint Resort Group, Inc. in Hawaii.

Domestic Address

Foreign Address

Statutory Agent Information

Additional Corporate Information

Officer Information

Director Information

KINVARA HOLDINGS, LLC

I wonder if Michael's ancestors come from the Emerald Isle? Perhaps he has a more personal connection apart from golf?

8219 Round Hill Circle, Las Vegas, NV 89113-1232 (Spanish Trail Country Club)
2 bedroom 2 bath 1683 sq ft condo bought for $245,000 on September 3, 2003

"Our desire was to move from a heavy paper-oriented world where we were in a multi-site, multi-office, and multi-jurisdiction environment. NetDocuments allowed us to move forward and continue our migration towards a paperless world and have security layers of protection and universal access. We have also realized all kinds of savings in business continuity."

– Michael Muldoon

Domain Name:GEOHOLIDAY.ORG
Created On:26-Jul-2004
c/o Mehul Patel webmaster@geogrp.com
Registrant Organization:The Geo Group
40 Eglinton Ave. E., Suite 601
Toronto, Ontario M4P 3A2
Phone:+1.4164900222
FAX:+1.4164900155
NS1.GEOHOLIDAY.ORG

GEOHOLIDAY.COM Created on: 12-Aug-99 as above NS3.GENESISCIRCLE.COM

http://www.genesiscircle.com/web_development_portfolio1.html (website developer)

GEOHOLIDAY.INFO Created On:22-Aug-2005 as above NS3.GENESISCIRCLE.COM

GEOGROUPOFCOMPANIES.COM Created on: 09-Sep-99 as above NS3.GENESISCIRCLE.COM

GEOVACATIONCLUB.COM Created on: 09-Sep-99 Expires on: 09-Sep-15 as above MAG1.MAGMA.CA

GHLPROMOTIONS.COM Created on: 15-Nov-04 as above NS3.GENESISCIRCLE.COM

GEOGROUP.US Created on: 22 Aug 2005 as above NS3.GENESISCIRCLE.COM

GHSPROMOTIONS.COM Created on: 05-Feb-08 as above NS3.GENESISCIRCLE.COM

==

Their website designers are:
Domain Name: GENESISCIRCLE.COM
Created on: 09-May-05
Expires on: 09-May-11
Last Updated on: 03-May-09

Administrative Contact:
Gnanaseelan, Christopher chris@gnanaseelan.com
SCC
8 Kessack Ct
Scarborough, Ontario M1B 1K6
Canada
4162861253 Fax --

Domain servers in listed order:
NS3.OURDNSERVERS.COM
NS4.OURDNSERVERS.COM

==
geoholiday.ws Domain Created: 2006-12-01
GEOHOLIDAY.TV Created on: 01-Dec-06 masked
geoholidays.ca Created 2005/01/08 masked

GEOHOLIDAYS.ORG Created On:16-Mar-2006 masked NS1.GEOHOLIDAYS.ORG

GEOHOLIDAYS.NET Created on: 16-Mar-06 masked NS1.GEOHOLIDAYS.NET

GEOHOLIDAYSERVICES.ORG Created On:16-Mar-2006 masked NS1.GEOHOLIDAYSERVICES.ORG

GEOHOLIDAYSERVICES.NET Created on: 16-Mar-06 masked NS1.GEOHOLIDAYSERVICES.NET

GEOHOLIDAYGUANABAY.COM Created on: 17-Mar-06 masked NS3.GENESISCIRCLE.COM

GEOHOLIDAYCLUBFUNTROPICALE.COM Created on: 17-Mar-06 masked NS3.GENESISCIRCLE.COM

GEOHOLIDAYPUEBLOREAL.COM Created on: 17-Mar-06 masked NS3.GENESISCIRCLE.COM

GEOHOLIDAYIMPERIALAKES.COM Created on: 17-Mar-06 masked NS3.GENESISCIRCLE.COM

GEOHOLIDAYHALIBURTONHEIGHTS.COM Created on: 17-Mar-06 masked NS3.GENESISCIRCLE.COM

GEOHOLIDAYCLUBGEOPREMIERE.COM Created on: 17-Mar-06 masked NS3.GENESISCIRCLE.COM

geoholidayclub.ca 2005/01/08 masked ns3.genesiscircle.com

geoholidayvacationclub.ca 2005/01/08 masked sns29.websitewelcome.com

travelwithgeo.ca 2005/01/08 masked ns3.genesiscircle.com

clubseasonscanada.ca 2008/04/17 Renewal date: 2012/04/17 Updated date: 2010/04/13
Name servers: ns3.genesiscircle.com ns4.genesiscircle.com

GEOHOLIDAYHEIGHTS.COM Created on: 17-Mar-06 masked NS3.GENESISCIRCLE.COM

CLUBGEOPREMIERE.COM 13-nov-2004 masked NS1.CLUBGEOPREMIERE.COM

clubgeopremiere.ca 2005/01/08 masked sns1.websitewelcome.com

ghmarketing.ca 2005/01/08 masked ns1.ghmarketing.ca 70.85.32.2

ghfmarketing.ca 2005/01/08 masked ns1.ghfmarketing.ca 70.85.67.2

ghmemarketing.ca 2005/01/08 masked ns1.ghmemarketing.ca 67.18.66.2

GEOHOLIDAYSCAM.COM Created on: 16-Mar-06 masked NS1.GEOHOLIDAYSCAM.COM

THEGEOGROUP.ORG Created On:16-Mar-2006 masked NS1.THEGEOGROUP.ORG

GEOGRP.COM Creation Date: 09-nov-1998 masked MAG1.MAGMA.CA

GEOHOLIDAY-SCAM.NET Created on: 16-Mar-06 masked NS3.GENESISCIRCLE.COM

geoholidayblog.ca Created on: 2008/03/17 masked sns29.websitewelcome.com

Trademark of GeoHoliday corporate logo is registered to finance arm of Geo Group.

1,284,384. 2005/12/22.

Montex Financial Services Corp.,
18th Floor, Atria III, 2225 Sheppard Avenue East, Toronto, ONTARIO M2J 5C2

Representative for Service/Représentant pour Signification:

SHAPIRO COHEN, P.O. BOX 3440, STATION D,
112 KENT STREET, SUITE 2001, OTTAWA, ONTARIO, K1P6P1

SERVICES: Planning of vacations for individuals and groups, including the operation of a telemarketing centre, the provision of vacation premises, reservation services for vacation premises, maintenance and preparation of premises for use, provision of furnishings for vacation premises; operation and management of vacation and resort properties; operation of vacation clubs including the financing of the purchase of club memberships.

Used in CANADA since at least as early as June 1990 on services.

Geo / Burstein / Starpoint / Muldoon related filings in the Courts: (note: civil actions do not imply negative connotations nor does reference to any company or individual indicate they are a party in the listed actions, merely referenced)

• Barkin v. Burstein, 2009 CanLII 51193 (ON S.C.)— 2009-09-28
  Superior Court of Justice — Ontario
  Note: may be unrelated despite reference to Alex and Paul Burstein
  
• Hendrix v. Geo Group of Companies, 2008 CanLII 29596 (ON S.C.)— 2008-06-18
  Superior Court of Justice — Ontario
  Cecil Hendrix and Hendrix Consulting Inc. (plaintiffs) v.
  The Geo Group of Companies and Alex Burstein (defendants/plaintiffs by third party claim) v. FFL Vacations Ltd. and Alistaire Pringle (third parties/defendants by third party claim) (Court File No. 05-CV-294778PDA2)
  
• GHME Marketing Inc. v. Joly, 2004 CanLII 15639 (ON L.R.B.)— 2004-05-26 Ontario Labour Relations Board — Ontario
  
• Wappler v. Geo Holiday Services, 2010 HRTO 1465 (CanLII)— 2010-07-05 Human Rights Tribunal of Ontario — Ontario
  
• Ramjit v. GHL Promotions Inc., 2003 CanLII 9124 (ON L.R.B.)— 2003-12-12 Ontario Labour Relations Board — Ontario
  
• GHME Marketing Ltd. v. Budd, 2004 CanLII 49964 (ON L.R.B.) — 2004-12-15
  Ontario Labour Relations Board — Ontario
  
• GH Marketing Inc. v. Lake, 2006 CanLII 24723 (ON L.R.B.) — 2006-07-11
  Ontario Labour Relations Board — Ontario
  

Some details about the company taken from those court documents:

Geo Holiday is a business that promotes and sells time-share vacation properties around the world employing personnel in call centres throughout the Greater Toronto Area. Applicants are hired as call centre representatives booking appointments for Geo Holiday’s Mini Vacation Program and attend one day of training.

P. was hired by Ms. Susan Costa as a call centre representative for a 90-minute presentation tour program and began training to work in Geo Holiday’s call centre which is comprised of approximately 110 staff. The recruiting and training manager for the centre was Wendy Lecompte, who reported to Ms. Costa, office manager of the Toronto location.

The training program that the applicant was required to attend was a 2 day program designed to review general information about Geo Holiday, the contents of client sales pitches or scripts and follow-up documentation for the various 90-minute tour presentations.

..had a concern that in the new position he did not wish to have any dealings with the Club President, Ms. Betty Eisenstadt. ..according to his testimony still being harassed by Ms. Eisenstadt.

---

Timeshare reference in matrimonial action.

[193] In 2000 or 2001, the Covrigas bought a timeshare. This is one item that was not included in Schedule A. In his NFP statement, Mr. Covriga acknowledges that he has 100% of the value of the timeshare.

[194] After separation, Ms. Covriga contacted the timeshare and changed the address on record from the matrimonial home to her address. As a result, the yearly fees invoice was sent to her and not Mr. Covriga. However, Ms. Covriga failed to pay the fees. When Mr. Covriga learned about this he had to pay late fees to bring the account up to date. Since then he has been paying the fees.

[195] Mr. Covriga has been trying to sell the timeshare but has received no bids. It is listed for sale at $6,500 by Fairfield Geo Group on timesharesquicksale. Only during the trial, did Mr. Covriga learn that Ms. Covriga is not disputing the $6,500 value.

---

..was a sales person at the Ottawa sales office. The pay structure for the sales persons is commission based on sales. The sales persons are paid a draw against commission. The draw is paid as an “attendance advance” of $25.00 per day. When commission is earned, the advance is recovered against that commission.

In addition, Project Directors have discretion to issue monetary payments known as “Special Payment Incentive Funds” (“SPIFs”) when someone has done a particular good job.

Alan Walker is the controller of the applicant, GHME Marketing Ltd., and in that capacity is responsible for the applicant’s payroll. Mr. Walker testified that one of the applicant’s sales strategies is to bring a number of prospective customers into an auditorium and have a sales person, known as the podium speaker, give them a short presentation or “show” to generate interest in purchasing a timeshare. The podium speakers get 1% of any deals written as a result of that show.

The parties agreed that Mr. Budd had earned $507.69 commission and $20.31 vacation pay on the “Schaeffer” deal. However, Mr. Walker testified that by that point, Mr. Budd also had received $1,300 in advances based on attendance. This was consistent with Mr. Budd’s pay stub.

Also shown on Mr. Budd’s pay stub is a “Commission Hold-back” of 10%, known as the “Bank.” In accordance with Mr. Budd’s contract of employment, the applicant was entitled to hold back 10% of commission earnings, in this instance $50.77, to protect the company from cancellations that occur after a he had left the employment of the applicant. This a hold back would be paid to him once three months had passed or the first three payments made on a contract.

Mr. Walker referred to two documents titled “SPIF AWARD.” Mr. Walker testified that he assumed that the payment had been made to Mr. Budd in cash, because when payments are made by cheque the cheque number is usually reflected.

However, Mr. Walker conceded he had not been responsible for the SPIF payment, and that to the best of his knowledge, the first SPIF payment would have been made by Mitch Joly, and the second one by Keith Thompson, the project director at the time.

Mr. Walker testified that despite the following paragraph being contained on the SPIF documents, in the 11 years he had been with the applicant, he was not aware of any instances where a SPIF payment was made via the payroll system:

"The amount of the SPIF award will be added to the next payroll run and the required statutory withholding taxes will be withheld at that time and the amount will be included in the annual reporting of remuneration."

Then a “Jacques” deal “went bad” and the $632.70 commission earned by Mr. Budd (over and above the 10% holdback) in that instance was to be returned to the applicant.

---

The applicant (“GH Marketing”) is in the business of marketing time-share properties.

Current reference to former VP of Sales, Cecil Hendrix:

Agata Lyczek and Cecil Hendrix appearing for 2180013 Ontario Inc. o/a Global Direct Savings; Amanda Simms appearing for Allied Reclamation Services Inc.;

What others are saying about Geo Holidays online.

http://forums.redflagdeals.com/joined-geo-holiday-club-toronto-293749/

- Geo Holiday's concept is similar as the Timeshares company in the market but they are selling points/credits not the weeks. I can use the points to stay in their resorts around the world & I can also use my points to exchange RCI's points.

- In general timeshares are a good deal on the accommodation, but the air fare will kill you because you can't book last-minute and get discounts. You have to book the timeshare well ahead, and airfares are expensive booked ahead.

You will do much much better booking a package on Expedia or wherever than you will with a timeshare.

- the total amount was $14,000 Cad. There is also annual fee of around 500 cdn.

- In the last 6 years, they haven't booked a single trip. They get magazines each month but are always told, those weeks aren't available but if you pay X amount of dollars for an upgrade we could get you in then. Usually the upgrade (not even including airfare) is more than she could book an all inclusive trip on her own. Either that or she's told that she can go but you have to pay $80 per person per day for the all inclusive fee for food etc.

- They can break down the payments so that anyone would think "of course I can afford that! of course I deserve a vacation once a year!!" and sign up.

But think about it. You are buying a MEMBERSHIP in a CLUB. It could be GONE tomorrow. You own NOTHING.

http://forums.redflagdeals.com/geo-holidays-scam-read-if-you-care-134185/

- Anytime you go to a trade show or some fair, if there's some single person with a booth offering a draw, they are in the business of getting you to sign up so they can sell your info to these companies.

http://www.tripadvisor.com/ShowTopic-g183457-i2187-k63842-GeoHolidays_GeoPlus_Wigamog-Haliburton_Ontario.html

- (08/2005) The Guana Bay Beach Villas they own in St Maarten was horrible and we are trying to get out of their airtight contract. In my opinion, they misrepresented their properties as 5 star, when I would only rate Guana as maybe 2 1/2 stars. Cockroaches, water damage, mold, mildew ,smell, worn out bedding and towels, wild dogs begging for food outside the door and I could go on. The worst part is the companies attitude, specifically Betty Eisenstadt the president. She is quick to deny, threaten to sue and become aggressive. This is one scary person, in my opinion. They will sue us, but we feel we have a responsibility to stand up for our rights and to hold companies accountable for the promises they make and do not fulfill.

--

Do you realize you will pay over $500 U.S. in "dues" EVERY year, but could only be able to use your points every OTHER year?

Do you know a Class Action Suit is in the works against Geogroup/Geoholidays/geopremiere?

Do you know you will get accommodation only and the airfare is all up to you?

Do you think you can re-sell if you want? NOBODY will buy your membership for what you paid.

You could pay thousands up front and the accommodation you get may barely be worth the annual dues?

They have a collections department -- if the program were as wonderful as the high pressure salespeople profess then why would they need it?

http://finance.groups.yahoo.com/group/FAIRFIELDSCAMS/
ourexperience.org (a client site from 2006 that no longer exists)
http://www.talkabouttravelling.com/g...?q=geo+holiday

Questions worth asking are:

What is the cooling off period? What if I change my mind? How do I cancel the contract?

Have they ever sued someone for failing to fulfill their obligation to pay?

Have they ever sued someone for a defamation related tort?

Does the company own any of the properties you will be staying at?

If not, how long a contract does the company have with the hotels and resorts it lists? How can they guarantee that prices won't go up if it's not within their control over your life span?

What sort of trust account do they have established to ensure the security of your future travel?

What percentage of your membership goes towards commissions for the sales person or organization that sold you?

Are they a member of any recognized travel industry association?

Are you covered by any form of insurance in the event they cease to operate at some time in the future?

Do you need to book your flights through their facilities?

Are the restrictions on room availabilities based on anything other than the fact they are fully booked before you applied?

Do the resorts only have a limited number of rooms available to members, such as with airline reward programs?

How many members do they have?

What is the average length of membership before a member stops participating in the program, not including those who cancel within the first ten days?

How many rooms do they have available for members at their listed resorts during peak holiday seasons?

Are their current room rates comparable to equivalent properties not under their control?

Are current room rates based on the maximum rack rate allowed by law or on market conditions and average nightly revenues?

Why don't they offer a similar program for apartment rentals so as to avoid rent hikes in the future? (Isn't that somewhat similar in concept?)

Are they any restrictions on how many days you can stay at their hotels, resorts, cruise ships each year?

If you are retired or rich and can travel 365 days a year, will they be able to accommodate your needs?

Why do they operate under so many different names?

Who are the owners of the company and what makes them special?

What name will be on the contract and the cheque?

Will they threaten to ruin your credit rating if I don't pay what I signed up for?

Have they ever been sanctioned by an government agency?

What is their BBB rating?

What are the annual fees?

Do my points build up or could I lose them if I don't use them each year?

How can they market a 45 year vacation program to a 68 year-old person? Do they imagine that their member will still be traveling when they are 113 years old? (Note: you must be between 27 and 68 to attend their sales presentation.)

How are each of their resorts rated on customer reviewed travel sites?

Who has determined the star rating of their properties? Was it an independent unrelated agency that is recognized for unbiased evaluations?

Are you required to finance the purchase exclusively with their related company Montex Financial Services, Inc./ Montex Financial Services Corp.?

What are their finance charges and annual rate of interest charged?

Have they ever ruined a person's credit rating by filing a notice of unpaid debt for a member who wishes to stop being one prior to full payment?

How much is their most expensive membership plan upfront and what are the annual fees linked to it?

What is their association or business relationship with the Mexico-based Royal Holiday timeshare organization that lists the same properties as those offered by Geo?

Can a person come in from off the street and simply rent a week from any of their properties, based on availability, without any obligation beyond the going rate?

Have they ever operated using the name, or utilized the services of, Starpoint Resorts while promoting their services in Nevada?

Do they have an actual reservations infrastructure or do they simply call a third party such as Trading Places International to book your vacation?

Your Rights under Timeshare Agreements in Ontario, Canada

You’re entitled to a 10-day cooling-off period, in which you may cancel your contract for any reason. To do this, you need to provide notice to the supplier — preferably by registered letter, fax or e-mail in order to ensure you have proof of delivery. The company must refund any deposit within 15 days after it receives a request to cancel.

If you pay by credit card and cancel within 10 days of signing a timeshare agreement, you have the right to exercise charge-back provisions, as outlined in Section 99 of the Consumer Protection Act. You may request the credit card issuer cancel or reverse the credit card charges and any associated interest or other charges. You must send a written notice to your credit card company within 60 days after the date by which the company was supposed to have refunded the payment.

Consumer agreements must disclose specified information. If a company isn't delivering on the contract or if you encounter an aspect that wasn’t disclosed as part of the deal (e.g., an annual renewal fee), you have the right to cancel within one year.

When a consumer and business are engaged in an ongoing contract and the business decides to amend the contract, it must inform the consumer and provide them with an updated version of the agreement. Contracts can be actively renegotiated, but the consumer must explicitly agree to the changes. Then the supplier must follow up with an updated version of the contract.

Time Share Agreements

Requirements for time share agreements

26. (1)For the purpose of section 27 of the Act, a time share agreement shall be signed by the consumer and the supplier and shall set out the following information:

1. The name of the consumer.

2. The name of the supplier and, if different, the name under which the supplier carries on business.

3. The telephone number of the supplier, the address of the premises from which the supplier conducts business, and information respecting other ways, if any, in which the supplier can be contacted by the consumer, such as the fax number and e-mail address of the supplier.

4. The names of,

i. the person, if any, who solicited the consumer in connection with the agreement,

ii. the person, if any, who negotiated the agreement with the consumer, and

iii. the person who concluded the agreement with the consumer.

5. If the supplier has contracted with a property manager, other than an employee of the supplier, to manage the property that is the subject of the agreement, the name and telephone number of the property manager and information respecting other ways, if any, in which the property manager can be contacted by the consumer, such as the fax number and e-mail address of the property manager.

6. The date on which and the place where the agreement is entered into.

7. The commencement date and the term of the agreement including, if that is the case, that the term is indefinite.

8. A statement containing the text set out in subsection (2) and, if applicable, the additional text set out in subsection (3),

i. which shall be in at least 10 point type, except for the heading which shall be in at least 12 point bold type, and

ii. which shall appear on the first page of the agreement, unless there is a notice on the first page of the agreement in at least 12 point bold type indicating where in the agreement the statement appears.

9. A fair and accurate description of the consumer’s rights in respect of the use of the property that is the subject of the agreement, including,

i. the precise location of the property,

ii. the precise suite or the type of suite that the consumer will have the right to occupy,

iii. the periods during or the dates on which the consumer will have the right to use the property,

iv. the goods and services, including facilities, that will be provided to the consumer or to which the consumer will have access, together with any conditions attached to, and any restrictions and limitations on, the use of or access to these goods and services, and

v. any conditions attached to, and any restrictions and limitations on, the consumer’s right to dispose of the time share the consumer is acquiring under the agreement.

10. The details respecting the consumer’s right, if any, to use a different property in substitution for the property that is the subject of the agreement, including,

i. the times at which the right may be exercised,

ii. the method by which the right is to be exercised,

iii. the amounts payable by the consumer in connection with exercising the right, and

iv. the name of the individual or entity responsible for co-ordinating the substitution and information respecting the various ways in which the individual or entity can be contacted by the consumer, such as the telephone number, fax number and e-mail address of the individual or entity.

11. The details respecting the consumer’s right, if any, to exchange his or her right to occupy a precise suite or a type of suite for a right to occupy a different suite or type of suite, including,

i. the times at which the right may be exercised,

ii. the method by which the right is to be exercised,

iii. the amounts payable by the consumer in connection with exercising the right, and

iv. the name of the individual or entity responsible for co-ordinating the exchange and information respecting the various ways in which the individual or entity can be contacted by the consumer, such as the telephone number, fax number and e-mail address of the individual or entity.

12. A fair and accurate description of the access to be provided to the consumer with respect to discounts or benefits for the future provision of transportation, accommodation or other goods or services related to travel.

13. An itemized list setting out,

i. the amount of the one-time payment payable by the consumer upon entering into the agreement and the goods or services for which it is payable,

ii. the amount of each additional one-time payment payable by the consumer and the good or service for which it is payable, and

iii. the amount and frequency of the periodic payments payable by the consumer and the good or service for which each payment is payable.

14. An itemized list setting out,

i. each optional good and service, including a facility and a membership, that the supplier represents will be available to the consumer by virtue of the consumer entering into the agreement, and

ii. the amount that the consumer would have to pay for such good or service if the consumer decided to avail himself or herself of it.

15. If any of the amounts set out in the agreement is subject to change or if the consumer may be required to make a payment in addition to the payments set out in the agreement,

i. a statement to that effect,

ii. a description of the circumstances in which the amount may change or the additional payment may be required, and

iii. either,

A. what the changed amount or the additional payment will be, or

B. the objective standard that will be applied to determine the changed amount or the additional payment.

16. If the agreement includes a trade-in arrangement, a description of the trade-in arrangement and the amount of the trade-in allowance.

17. The currency in which amounts are expressed, if it is not Canadian currency.

18. With respect to every amount that is or may be payable by the consumer, as referred to in paragraphs 10, 11, 13, 14 and 15, the terms and methods of payment.

19. The consequences of non-payment of any amount that is payable by the consumer. O.Reg. 17/05, s.26 (1).

(2)The statement mentioned in paragraph 8 of subsection (1) shall set out the following:

Your Rights under the Consumer Protection Act, 2002

You may cancel this agreement at any time during the period that ends ten (10) days after the day you receive a written copy of the agreement. You do not need to give the supplier a reason for cancelling during this 10-day period.

If the supplier does not make delivery within 30 days after the delivery date specified in this agreement or if the supplier does not begin performance of his, her or its obligations within 30 days after the commencement date specified in this agreement, you may cancel this agreement at any time before delivery or commencement of performance. You lose the right to cancel if, after the 30-day period has expired, you agree to accept delivery or authorize commencement of performance.

If the delivery date or commencement date is not specified in this agreement and the supplier does not deliver or commence performance within 30 days after the date this agreement is entered into, you may cancel this agreement at any time before delivery or commencement of performance. You lose the right to cancel if, after the 30-day period has expired, you agree to accept delivery or authorize commencement of performance.

In addition, there are other grounds that allow you to cancel this agreement. You may also have other rights, duties and remedies at law. For more information, you may contact the Ministry of Consumer and Business Services.

To cancel this agreement, you must give notice of cancellation to the supplier, at the address set out in the agreement, by any means that allows you to prove the date on which you gave notice. If no address is set out in the agreement, use any address of the supplier that is on record with the Government of Ontario or the Government of Canada or is known by you.

If you cancel this agreement, the supplier has fifteen (15) days to refund any payment you have made and return to you all goods delivered under a trade-in arrangement (or refund an amount equal to the trade-in allowance).

Is GeoHoliday Vacation Club a Scam?

Crimes of Persuasionon

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